SMSF Commercial Property Loan
SMSF Commercial Property Loan
- From (investment)
- 7.74%
- 8.02% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types. | 7.74% | 8.02% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan settlement fee | Upfront | $120.00 |
| Legal | Upfront | From $550.00 |
| Valuation fee Valuation fee by quote | Upfront | From $0.00 |
| Application fee The rate shown calculates the minimum application fee applicable, which cannot exceed 1.00% of the principal loan amount (excluding other fees and charges). The applicability and amount of the application fee is determined by the lender using credit assessment criteria, including LVR and can be paid upfront or added into the loan. | Upfront | 1% of balance |
| Loan discharge fee | Exit | $500.00 |
| Early Repayment fee Early Repayment fee is calculated as a percentage of the original loan amount and payable if the loan is discharged within three years of the settlement date | Exit | 2% of balance |
| Document vetting fee | Upfront | $1,300.00 |
Features
- Interest Only available up to 5 years.
- Extra repayments
Eligibility
- Investment purpose only
- Minimum age — 18 years
Constraints
- Maximum loan term 30 years
- Minimum limit — $100,000.00
- Maximum limit — $3,000,000.00Subject to LVR, location and other credit assessment criteria
- Maximum LVR — 80%The maximum LVR, inclusive of any capitalised fees, is determined based on property location, the requested loan amount, and other relevant credit assessment criteria.
Published by Mortgage Choice Amplify under the Consumer Data Right · Last updated 7 July 2026 · Product ID SMSF Commercial Property Loan · View Source Data (JSON)