--- title: "Mortgage Choice Freedom products" description: "Every Mortgage Choice Freedom product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/mortgage-choice-freedom source: "CDR Compare" language: en-AU last_updated: 2026-08-09T23:28:59Z --- # Mortgage Choice Freedom products > Every Mortgage Choice Freedom product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Non-Bank Lender** · 14 products Mortgage Choice Freedom is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Mortgage Choice Freedom. ## Home Loans (14) Residential mortgages for owner-occupiers and investors. - [Mortgage Choice Freedom Fixed](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-fixed) — Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Automatically converts to variable on expiry. No application, ongoing, redraw, or discharge fees. - [Mortgage Choice Freedom Move with End Debt](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-move-enddebt) — Bridging home loan for owner-occupiers purchasing before selling, where an ongoing mortgage on the new property remains after sale of the existing property. - [Mortgage Choice Freedom Move with No End Debt](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-move-noenddebt) — Bridging home loan for owner-occupiers purchasing before selling, where no ongoing mortgage remains after sale of the existing property. - [Mortgage Choice Freedom Prime Bundle (With Offset)](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-bundle-with-offset) — Rate discount applied when an Owner-Occupied Prime is held alongside an Investor Prime. Combines Prime's offset, redraw, and split-loan features. - [Mortgage Choice Freedom Prime Bundle (Without Offset)](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-bundle-without-offset) — Rate discount applied when an Owner-Occupied Prime is held alongside an Investor Prime. Combines Prime variable-rate features. - [Mortgage Choice Freedom Prime (With Offset)](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-with-offset) — Variable-rate home loan with offset, redraw, and split-loan capability, with tiered pricing by LVR band. Up to 80% LVR. Full Doc. - [Mortgage Choice Freedom Prime (Without Offset)](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-without-offset) — Variable-rate home loan with redraw and split-loan capability, with tiered pricing by LVR band. Up to 80% LVR. Full Doc. - [Mortgage Choice Freedom Tailored 80-85% LVR No LMI (Full Doc)](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-80-85-no-lmi) — Full-documentation home loan at 80-85% LVR with no Lenders Mortgage Insurance. Available to PAYG and self-employed borrowers in stronger financial positions. - [Mortgage Choice Freedom Tailored Plus Full Doc](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-plus-fulldoc) — Investor home loan up to 85% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Full Doc income verification. - [Mortgage Choice Freedom Tailored Plus Lite Doc](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-plus-litedoc) — Investor home loan up to 80% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Lite Doc income verification. - [Mortgage Choice Freedom Tailored Self-Employed Lite Doc](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-selfemp-litedoc) — Variable-rate home loan for self-employed borrowers using alternative income documentation (accountant letter, BAS statements, or business bank statements). Up to 80% LVR. - [Mortgage Choice Freedom Flex](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-flex) — Variable-rate home loan with 100% offset (up to 10 sub-accounts), free redraw, and split-loan capability. Includes Drop Your Rate automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers. - [Mortgage Choice Freedom Flex Bundle](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-flex-bundle) — Rate discount applied when an Owner-Occupied Flex is held alongside an Investor Flex. Combines Flex variable-rate features. - [Mortgage Choice Freedom Saver](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-saver) — Lowest variable-rate home loan with free redraw and unlimited extra repayments. Includes Drop Your Rate automatic rate reductions and Automatic Rate Match. No offset, no splits. ## Data provenance - Data published by Mortgage Choice Freedom under the Consumer Data Right - ABN 24619536506 - CDR Register entry updated: 9 August 2026 - Provider Product Reference Data endpoint: https://mortgagechoice.athena.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-choice-freedom) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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