--- title: "Mortgage Choice Freedom Home Loans" description: "Every home loans Mortgage Choice Freedom publishes under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/mortgage-choice-freedom/home-loans source: "CDR Compare" language: en-AU last_updated: 2026-08-09T23:28:59Z --- # Mortgage Choice Freedom Home Loans > All 14 home loans published by Mortgage Choice Freedom under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page. Residential mortgages for owner-occupiers and investors. Listed alphabetically — CDR Compare does not rank, score or recommend products. | Product | Description | Detail | | --- | --- | --- | | Mortgage Choice Freedom Fixed | Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Automatically converts to variable on expiry. No application, ongoing, redraw, or discharge fees. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-fixed | | Mortgage Choice Freedom Flex | Variable-rate home loan with 100% offset (up to 10 sub-accounts), free redraw, and split-loan capability. Includes Drop Your Rate automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-flex | | Mortgage Choice Freedom Flex Bundle | Rate discount applied when an Owner-Occupied Flex is held alongside an Investor Flex. Combines Flex variable-rate features. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-flex-bundle | | Mortgage Choice Freedom Move with End Debt | Bridging home loan for owner-occupiers purchasing before selling, where an ongoing mortgage on the new property remains after sale of the existing property. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-move-enddebt | | Mortgage Choice Freedom Move with No End Debt | Bridging home loan for owner-occupiers purchasing before selling, where no ongoing mortgage remains after sale of the existing property. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-move-noenddebt | | Mortgage Choice Freedom Prime (With Offset) | Variable-rate home loan with offset, redraw, and split-loan capability, with tiered pricing by LVR band. Up to 80% LVR. Full Doc. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-with-offset | | Mortgage Choice Freedom Prime (Without Offset) | Variable-rate home loan with redraw and split-loan capability, with tiered pricing by LVR band. Up to 80% LVR. Full Doc. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-without-offset | | Mortgage Choice Freedom Prime Bundle (With Offset) | Rate discount applied when an Owner-Occupied Prime is held alongside an Investor Prime. Combines Prime's offset, redraw, and split-loan features. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-bundle-with-offset | | Mortgage Choice Freedom Prime Bundle (Without Offset) | Rate discount applied when an Owner-Occupied Prime is held alongside an Investor Prime. Combines Prime variable-rate features. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-prime-bundle-without-offset | | Mortgage Choice Freedom Saver | Lowest variable-rate home loan with free redraw and unlimited extra repayments. Includes Drop Your Rate automatic rate reductions and Automatic Rate Match. No offset, no splits. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-saver | | Mortgage Choice Freedom Tailored 80-85% LVR No LMI (Full Doc) | Full-documentation home loan at 80-85% LVR with no Lenders Mortgage Insurance. Available to PAYG and self-employed borrowers in stronger financial positions. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-80-85-no-lmi | | Mortgage Choice Freedom Tailored Plus Full Doc | Investor home loan up to 85% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Full Doc income verification. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-plus-fulldoc | | Mortgage Choice Freedom Tailored Plus Lite Doc | Investor home loan up to 80% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Lite Doc income verification. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-plus-litedoc | | Mortgage Choice Freedom Tailored Self-Employed Lite Doc | Variable-rate home loan for self-employed borrowers using alternative income documentation (accountant letter, BAS statements, or business bank statements). Up to 80% LVR. | https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-selfemp-litedoc | ## Elsewhere - [Mortgage Choice Freedom's full product range](https://www.cdrcompare.au/brands/mortgage-choice-freedom) - [Home Loans from every Australian provider](https://www.cdrcompare.au/categories/home-loans) ## Data provenance - Published by Mortgage Choice Freedom under the Consumer Data Right - ABN 24619536506 - Register entry updated: 9 August 2026 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-choice-freedom/home-loans) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)