---
title: "Mortgage Choice Freedom Move with No End Debt — Mortgage Choice Freedom"
description: "Home Loans from Mortgage Choice Freedom. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-move-noenddebt
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T23:18:10.427Z
---

# Mortgage Choice Freedom Move with No End Debt — Mortgage Choice Freedom

> Home Loans from Mortgage Choice Freedom. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

Bridging home loan for owner-occupiers purchasing before selling, where no ongoing mortgage remains after sale of the existing property.

## At a glance

- **From (owner occupied):** 8.44% (Variable)

## Apply

Applications are handled by the provider: [Apply at Mortgage Choice Freedom](https://mortgagechoice.athena.com.au)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.44% | — | LVR ≤80% |
| Variable | 8.94% | — | LVR 80-85% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — 0.60% of peak debt | Upfront | 0.6% of balance |
| Bridging Deposit — Refundable: paid after unconditional approval, refunded at settlement | Upfront | $750.00 |
| Valuation Fee — Charged at cost | Upfront | From $23.00 |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Ongoing | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $299.00 |
| Ongoing Fee | Ongoing | $0.00 |
| Redraw Fee | Transaction | $0.00 |

## Features

- **Digital banking** (Online and mobile account management)
- **Redraw facility** (Free redraw facility)
- **Offset account** (100% multi-offset across up to 10 linked sub-accounts)
- **Extra repayments** (Unlimited extra repayments)

## Eligibility

- **Individuals only**
- **Minimum age** — 18 years (Minimum age 18 years)
- **Residency status** — Australian citizen or permanent resident
- **Lending criteria and T&Cs apply**

## Constraints

- **Minimum limit** — $100,000.00 (Minimum loan amount $100,000)
- **Maximum limit** — $3,000,000.00 (Maximum loan amount $3,000,000)
- **Maximum LVR** — 85% (Maximum LVR 85%)
- **Maximum loan term 12 months** — P12M

## More information from Mortgage Choice Freedom

- [Overview](https://mortgagechoice.athena.com.au/product-factsheet-broker)
- [Terms & conditions](https://mortgagechoice.athena.com.au/access-terms)
- [Eligibility](https://mortgagechoice.athena.com.au/move-target-market-determination)
- [Fees & pricing](https://mortgagechoice.athena.com.au/product-reference-rates)

## Data provenance

- Published by Mortgage Choice Freedom under the Consumer Data Right
- Product ID: `mcf-move-noenddebt`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-choice-freedom/mcf-move-noenddebt
- Provider page: https://www.cdrcompare.au/brands/mortgage-choice-freedom

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-move-noenddebt) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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