---
title: "Mortgage Choice Freedom Tailored Plus Full Doc — Mortgage Choice Freedom"
description: "Home Loans from Mortgage Choice Freedom. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-plus-fulldoc
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T23:18:10.427Z
---

# Mortgage Choice Freedom Tailored Plus Full Doc — Mortgage Choice Freedom

> Home Loans from Mortgage Choice Freedom. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

Investor home loan up to 85% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Full Doc income verification.

## At a glance

- **From (investment):** 6.54% (6.64% comparison)

## Apply

Applications are handled by the provider: [Apply at Mortgage Choice Freedom](https://mortgagechoice.athena.com.au)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.54% | 6.64% | LVR ≤50% |
| Variable | 6.59% | 6.69% | LVR ≤60% |
| Variable | 6.64% | 6.74% | LVR ≤70% |
| Variable | 6.69% | 6.79% | LVR ≤80% |
| Variable | 7.14% | 7.24% | LVR ≤85%; Loan ≤$2m |
| Variable | 7.34% | 7.44% | LVR ≤85%; Loan >$2m |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.64% | 6.67% | LVR ≤50% |
| Variable | 6.69% | 6.72% | LVR ≤60% |
| Variable | 6.74% | 6.78% | LVR ≤70% |
| Variable | 6.79% | 6.82% | LVR ≤80% |
| Variable | 7.29% | 7.3% | LVR ≤85%; Loan ≤$2m |
| Variable | 7.49% | 7.5% | LVR ≤85%; Loan >$2m |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee | Upfront | $990.00 |
| Valuation Fee — First $200 free, then charged at cost | Upfront | From $0.00 |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Ongoing | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $599.00 |
| Ongoing Fee | Ongoing | $0.00 |
| Redraw Fee | Transaction | $0.00 |

## Features

- **Digital banking** (Online and mobile account management)
- **Redraw facility** (Free redraw facility)
- **Offset account** (100% multi-offset across up to 10 linked sub-accounts)
- **Extra repayments** (Unlimited extra repayments)

## Eligibility

- **Business customers** — Non-Trading Trust or Company (Corporate trustees only. Maximum of 2 directors. Investor purpose only (non-predominant business purpose).)
- **Minimum age** — 18 years (Minimum age 18 years (for directors))
- **Residency status** — Australian citizen or permanent resident
- **Lending criteria and T&Cs apply**

## Constraints

- **Minimum limit** — $100,000.00 (Minimum loan amount $100,000)
- **Maximum limit** — $3,000,000.00 (Maximum loan amount $3,000,000)
- **Maximum LVR** — 85% (Maximum LVR 85%)

## More information from Mortgage Choice Freedom

- [Overview](https://mortgagechoice.athena.com.au/product-factsheet-broker)
- [Terms & conditions](https://mortgagechoice.athena.com.au/access-terms)
- [Eligibility](https://mortgagechoice.athena.com.au/tailored-plus-target-market-determination)
- [Fees & pricing](https://mortgagechoice.athena.com.au/product-reference-rates)

## Data provenance

- Published by Mortgage Choice Freedom under the Consumer Data Right
- Product ID: `mcf-tailored-plus-fulldoc`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-choice-freedom/mcf-tailored-plus-fulldoc
- Provider page: https://www.cdrcompare.au/brands/mortgage-choice-freedom

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-choice-freedom/products/mcf-tailored-plus-fulldoc) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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