Mortgage Choice Freedom Tailored Plus Lite Doc
Home LoansNegotiable rates
Investor home loan up to 80% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Lite Doc income verification.
- From (investment)
- 6.99%
- 7.07% comparison
Interest Rates
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.99% | 7.07% | LVR ≤50% |
| Variable | 7.04% | 7.12% | LVR ≤60% |
| Variable | 7.09% | 7.17% | LVR ≤70% |
| Variable | 7.14% | 7.22% | LVR ≤80% |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.09% | 7.11% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee 0.50% of loan amount, plus an additional 0.25% if loan amount is greater than $2,000,000 | Upfront | 0.5% of balance |
| Valuation Fee First $200 free, then charged at cost | Upfront | Variable |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Ongoing | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $599.00 |
| Ongoing Fee | Ongoing | $0.00 |
| Redraw Fee | Transaction | $0.00 |
Features
- Digital banking
- Online and mobile account management
- Redraw facility
- Free redraw facility
- Offset account
- 100% multi-offset across up to 10 linked sub-accounts
- Extra repayments
- Unlimited extra repayments
Eligibility
- Business customers — Non-Trading Trust or CompanyCorporate trustees only. Maximum of 2 directors. Investor purpose only (non-predominant business purpose).
- Minimum age — 18 yearsMinimum age 18 years (for directors)
- Residency status — Australian citizen or permanent resident
- Lending criteria and T&Cs apply
Constraints
- Minimum limit — $100,000.00Minimum loan amount $100,000
- Maximum limit — $3,000,000.00Maximum loan amount $3,000,000
- Maximum LVR — 80%Maximum LVR 80%
More Information
Published by Mortgage Choice Freedom under the Consumer Data Right · Last updated 26 June 2026 · Product ID mcf-tailored-plus-litedoc