--- title: "Mortgage Ezy products" description: "Every Mortgage Ezy product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a source: "CDR Compare" language: en-AU last_updated: 2026-07-13T00:30:04Z --- # Mortgage Ezy products > Every Mortgage Ezy product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Non-Bank Lender** · 11 products Mortgage Ezy is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Mortgage Ezy. ## Home Loans (9) Residential mortgages for owner-occupiers and investors. - [Propel Ezy SMSF](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/55f19f3e-2a00-4722-bed5-06d56690df0d) — Mortgage Ezy Propel Ezy SMSF residential loan for Self Managed Superannuation Funds. Investment purpose only. Loans from $100,000 to $2m. Maximum LVR 80%. Individual or corporate trustees accepted. Maximum 6 members. No liquidity or net asset testing. 90% rental income assessed. NO RISK FEE. Servicing inside the fund only. Loan term 30 years. Maximum IO term 5 years. High density apartments restricted to 75% LVR. - [Propel Non Resident](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/c2545eaa-96b3-474f-b8d3-0ea1364796f9) — Mortgage Ezy Propel Non Resident investment loan for non-resident borrowers. Investment purpose only. Loans from $100,000 to $2m. Maximum LVR 80%. Full Doc. 100% offset available. Loan term 30 years. Maximum IO term 5 years. Risk fee 1.00%. Annual fee $499. IO loading +0.20%. - [Propel Expat](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/01041d45-69ad-44f3-aaa8-ef3ace182832) — Mortgage Ezy Propel Expat residential loan for Australian citizens or Australian Permanent Resident Visa holders living and working overseas, or living in Australia and earning income in overseas currency. Full Doc. Loans from $100,000 to $5m. Maximum LVR 80%. 100% of net income converted to AUD. Loan term 30 years and maximum IO term 5 years. Risk fee 0.50%. - [Propel Ezy Vacant Land – Lo Doc](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/69b9441c-de40-4f9c-8bb8-04825d447520) — Mortgage Ezy Propel Ezy Vacant Land Lo Doc loan. Loans from $100,000 to $3m. Maximum LVR 75%. Owner Occupied and Investment. No investment loading. A +0.40% large-loan loading applies to eligible loans above 70% to 75% LVR and above $1.5m to $3m. Interest Only is available up to 75% LVR and $3m with a +0.20% loading. Risk fee 1.25% for loans from $100k to $1.5m up to 75% LVR. Loan term 30 years. 100% offset available. - [Propel Ezy Vacant Land – Full Doc](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/9407feb2-af13-47ab-8144-d61c370aea69) — Mortgage Ezy Propel Ezy Vacant Land Full Doc loan. Loans from $100,000 to $3m. Maximum LVR 75%. Owner Occupied and Investment. No investment loading. A +0.40% large-loan loading applies to eligible loans above 70% to 75% LVR and above $1.5m to $3m. Risk fee 1.25% for loans from $100k to $1.5m up to 75% LVR. Loan term 30 years. P&I or IO for up to 5 years, then reverting to P&I. 100% offset available. - [Propel Lo Doc Jumbo](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/a6911228-44c1-40d3-bfa6-b6eeace42a71) — Mortgage Ezy Propel Lo Doc Jumbo for large Lo Doc loans above $2.5m up to $15m. Maximum LVR 75%. Category 1 (Metro) only. No investor loading. Large-loan loadings above $5m are +1.30% at ≤65% LVR, +1.50% at ≤70% LVR and +0.70% at ≤75% LVR. Risk fee: no risk fee for loans above $2.5m to $3m; 1.00% for loans above $3m to $15m. 100% offset available. Loan term up to 30 years and maximum IO term 5 years. - [Propel Full Doc Jumbo](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/a8618af0-d96a-4165-b0b5-302d429e11b8) — Mortgage Ezy Propel Full Doc Jumbo for large Full Doc loans above $2.5m up to $15m. Maximum LVR 75% (1.1 NDI required). No investor loading. Large-loan loadings above $5m are +1.20% at ≤65% LVR, +1.30% at ≤70% LVR and +0.50% at ≤75% LVR. Risk fee: no fee for loans above $2.5m to $3m; 1.00% for loans above $3m to $15m. 100% offset available. Loan term up to 30 years and maximum IO term 5 years. - [Propel Lo Doc](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/0cb38229-7210-413a-8ecd-a0aef13c4344) — Mortgage Ezy Propel Lo Doc residential loan for self-employed and alternative-income borrowers. Loans from $100,000 to $2.5m. Maximum LVR 85% ($1.5m cap above 80%). 100% offset available. Loan term up to 40 years. No risk fee for loans up to $2.5m at ≤80% LVR; 1.00% risk fee above 80% to 85% LVR. - [Propel Full Doc](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/53ae64b1-21f0-497c-a08a-ce3939961760) — Mortgage Ezy Propel Full Doc residential loan. Loans from $100,000 to $2.5m. Maximum LVR 90% (1.1 NDI required above 80% LVR). Owner Occupied or Investment. Cash out for any purpose. Individual, Company or Trust. No Credit Score, CCR or DTI. Standard loan term up to 30 years, with 31–40 year terms only for eligible first-home purchasers aged 40 or under on loans up to $2m. Interest Only available up to 5 years. Risk fee: no fee at ≤80%; 1.00% at >80% to 85%; 2.00% at >85% to 90%. ## Business Loans (2) Lending for businesses of all sizes. - [Propel Commercial SMSF](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/b4ac8d98-3757-4650-8cc6-74f6993d7428) — Mortgage Ezy Propel Commercial SMSF loan for Self Managed Superannuation Funds securing commercial property. Loans from $100,000 to $2m. Maximum LVR 80%. Investment or Owner-Occupied (fund's own business premises). No application fee. Individual or corporate SMSF trustees accepted. No liquidity or net asset testing. 90% rental income assessed. No Credit Score, CCR or DTI. Risk fee 1.00%. IO loading +0.20%. Monthly fee $25. - [Propel Commercial](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/744d293e-b35f-45c0-a066-0c3946dd7376) — Mortgage Ezy Propel Commercial loan. Loans from $100,000 to $8m. Maximum LVR 80% (1.1 NDI required). Full Doc or Alt Doc. Company, Trust or Individual. Interest Only up to 10 years. No annual reviews or revaluations. No clawbacks. Up to 6 borrowers. No Credit Score, CCR or DTI. Risk fee 0.85% at all LVRs. Early Repayment Fee 2% if repaid within 3 years. Base rates apply to published base loan-size caps, with a +0.50% large-loan loading for eligible loans at <=70% LVR. No interest-only loading applies. Cash out to maximum LVR. ## Data provenance - Data published by Mortgage Ezy under the Consumer Data Right - ABN 64639174315 - CDR Register entry updated: 13 July 2026 - Provider Product Reference Data endpoint: https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)