Mortgage Ezy

Mortgage Ezy Propel Ezy SMSF residential loan for Self Managed Superannuation Funds. Investment purpose only. Loans from $100,000 to $2m. Maximum LVR 80%. Individual or corporate trustees accepted. Maximum 6 members. No liquidity or net asset testing. 90% rental income assessed. NO RISK FEE. Servicing inside the fund only. Loan term 30 years. Maximum IO term 5 years. High density apartments restricted to 75% LVR.

Mortgage Ezy Propel Non Resident investment loan for non-resident borrowers. Investment purpose only. Loans from $100,000 to $2m. Maximum LVR 80%. Full Doc. 100% offset available. Loan term 30 years. Risk fee 1.00%. Annual fee $499. IO loading +0.20%.

Mortgage Ezy Propel Ezy Expat Lite residential loan for Australian citizens or Permanent Resident Visa holders living and working overseas, or earning income in overseas currency. Full Doc. Loans from $100,000 to $2m. Maximum LVR 80%. 100% of net income converted to AUD. 100% offset available. Loan term up to 40 years. Risk fee 1.00%. Professional legal fee included in application fee.

Mortgage Ezy Propel Ezy Vacant Land Lo Doc loan. Loans from $100,000 to $3m. Maximum LVR 75%. Owner Occupied and Investment. No investment loading. Large-loan loading +0.40% applies for eligible loans >70% LVR up to $3m. Lo Doc interest-only loading +0.20% is limited to <=65% LVR and <=$1.5m. Risk fee 1.25% for loans from $100k to $1.5m up to 75% LVR. Loan term up to 40 years. 100% offset available.

Mortgage Ezy Propel Ezy Vacant Land Full Doc loan. Loans from $100,000 to $3m. Maximum LVR 75%. Owner Occupied and Investment. No investment loading. Large-loan loading +0.40% applies for eligible loans >70% LVR up to $3m. Risk fee 1.25% for loans from $100k to $1.5m up to 75% LVR. Loan term up to 40 years. 100% offset available.

Mortgage Ezy Propel Lo Doc Jumbo for large Lo Doc loans above $2.5m up to $15m. Maximum LVR 75%. Category 1 (Metro) only. No investor loading. Large loan loading applies above $5m (add 1.00% for ≤65%, add 0.70% for ≤75%). Risk fee: no risk fee for $2.5m–$3m; 1.00% for >$3m to $15m at ≤75% LVR. 100% offset available. Loan term up to 30 years for jumbo loans above $2.5m.

Mortgage Ezy Propel Full Doc Jumbo for large Full Doc loans above $2.5m up to $15m. Maximum LVR 75% (1.1 NDI required). No investor loading. Large loan loading: +0.70% above $5m (≤65%/≤70%); +0.50% above $5m (≤75%). Risk fee: no fee $2.5m–$3m; 1.00% for >$3m to $15m at ≤75% LVR. 100% offset available. Loan term up to 30 years for jumbo loans above $2.5m.

Mortgage Ezy Propel Lo Doc residential loan for self-employed and alternative-income borrowers. Loans from $100,000 to $2.5m. Maximum LVR 85% ($1.5m cap above 80%). 100% offset available. Loan term up to 40 years. No risk fee for loans up to $2.5m at ≤80% LVR; 1.00% risk fee above 80% to 85% LVR.

Mortgage Ezy Propel Full Doc residential loan. Loans from $100,000 to $2.5m. Maximum LVR 90% (1.1 NDI required). Cash out for any purpose. Individual, Company or Trust. No Credit Score, CCR or DTI. Risk fee: no fee at ≤80%; 1.00% at 80–85%; 2.00% at 85–90%. Risk Fee Reducer available at ≤85% LVR (add 0.50% rate in lieu of fee).

Mortgage Ezy Propel Commercial SMSF loan for Self Managed Superannuation Funds securing commercial property. Loans from $100,000 to $2m. Maximum LVR 80%. Investment or Owner-Occupied (fund's own business premises). No application fee. Individual or corporate SMSF trustees accepted. No liquidity or net asset testing. 90% rental income assessed. No Credit Score, CCR or DTI. Risk fee 1.00%. IO loading +0.20%. Monthly fee $25.

Mortgage Ezy Propel Commercial loan. Loans from $100,000 to $8m. Maximum LVR 80% (1.1 NDI required). Full Doc or Alt Doc. Company, Trust or Individual. Interest Only up to 10 years. No annual reviews or revaluations. No clawbacks. Up to 6 borrowers. No Credit Score, CCR or DTI. Risk fee 0.85% at all LVRs. Early Repayment Fee 2% if repaid within 3 years. Base rates apply to published base loan-size caps, with a +0.50% large-loan loading for eligible loans at <=70% LVR. No interest-only loading applies. Cash out to maximum LVR.