---
title: "Propel Expat — Mortgage Ezy"
description: "Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/01041d45-69ad-44f3-aaa8-ef3ace182832
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-02T04:17:39Z
---

# Propel Expat — Mortgage Ezy

> Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Mezy Assets Pty Ltd t/as Mortgage Ezy**

Mortgage Ezy Propel Expat residential mortgage for eligible borrowers with overseas income, available under Full Documentation.

## At a glance

- **From (owner occupied):** 6.89% (6.97% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation.) | 6.89% | 6.97% | Loan-to-value ratio ≤65%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.09% | 7.42% | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.29% | 7.7% | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.39% | 7.79% | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,000,000 |
| Variable (Available under Full Documentation.) | 7.79% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.59% | — | Loan-to-value ratio 75.01–80%; Loan amount $2,000,001–$5,000,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation.) | 7.09% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.49% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.59% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,000,000 |
| Variable (Available under Full Documentation.) | 7.99% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.49% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.59% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.79% | — | Loan-to-value ratio 75.01–80%; Loan amount $2,000,001–$5,000,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation.) | 7.19% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.39% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.59% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.69% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,000,000 |
| Variable (Available under Full Documentation.) | 8.09% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.59% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.69% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.89% | — | Loan-to-value ratio 75.01–80%; Loan amount $2,000,001–$5,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation.) | 7.39% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.59% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.79% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation.) | 7.89% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,000,000 |
| Variable (Available under Full Documentation.) | 8.29% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 8.89% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under Full Documentation.) | 9.09% | — | Loan-to-value ratio 75.01–80%; Loan amount $2,000,001–$5,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Application fee $500. Excludes GST. | Upfront | $500.00 |
| Valuation Fee — Valuation fees at cost, minimum $250. Additional costs and a minimum $50 cancellation fee per security may apply. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee — Legal fee from $400 plus applicable disbursements and government charges. Excludes GST. | Event | From $400.00 |
| Settlement Fee — No settlement fee. Excludes GST. | Event | $0.00 |
| Annual Fee — Charged yearly · No annual fee. Excludes GST. | Ongoing | $0.00 |
| Discharge Fee — Discharge fee from $550 plus agent costs. Excludes GST. | Exit | From $550.00 |
| Risk Fee — Risk fee 0.50% of the loan amount applies for loans from $100k to $5m up to 80% LVR. Excludes GST. | Upfront | 0.5% of balance |

## Features

- **Interest Only repayments are available for up to 5 years for Owner Occupied and Investment loans, then reverting to Principal and Interest.**

## Eligibility

- **Residency status** — Australian citizens and Australian permanent residents meeting the overseas income criteria (Applicants may live and work overseas, or live in Australia and earn income denominated in an overseas currency.)
- **Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. Other countries considered on application — speak to your Account Manager.**
- **Loan term 30 years. Principal and Interest or Interest Only for up to 5 years, then reverting to Principal and Interest.**
- **Full Documentation: PAYG - 2 recent payslips. Self-Employed - 1 year tax return and corresponding personal NOA. 100% of net overseas income is converted to AUD for assessment.**
- **Eligible borrower structures include individuals, Australian-domiciled companies and trusts.**

## Constraints

- **Minimum limit** — $100,000.00
- **Maximum limit** — $5,000,000.00 (Expat; applies at LVR up to and including 80%.)
- **Maximum limit** — $1,500,000.00 (Category 2 product cap. Subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum limit** — $500,000.00 (Category 3 product cap. Subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 80% (Absolute product maximum LVR; subject to loan amount, documentation, postcode and security restrictions.)
- **Maximum LVR** — 80% (Category 2 maximum LVR; subject to product, loan amount, documentation and security restrictions.)
- **Maximum LVR** — 70% (Category 3 maximum LVR; subject to product, loan amount, documentation and security restrictions.)

## More information from Mortgage Ezy

- [Overview](https://www.mezy.com.au)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mezy.com.au)
- [Fees & pricing](https://www.mezy.com.au)

## Data provenance

- Published by Mortgage Ezy under the Consumer Data Right
- Product ID: `01041d45-69ad-44f3-aaa8-ef3ace182832`
- Last updated by the provider: 2 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-ezy-9ef80a/01041d45-69ad-44f3-aaa8-ef3ace182832
- Provider page: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/01041d45-69ad-44f3-aaa8-ef3ace182832) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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