---
title: "Propel Ezy Vacant Land – Lo Doc — Mortgage Ezy"
description: "Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/69b9441c-de40-4f9c-8bb8-04825d447520
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-02T04:17:37Z
---

# Propel Ezy Vacant Land – Lo Doc — Mortgage Ezy

> Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Mezy Assets Pty Ltd t/as Mortgage Ezy**

Mortgage Ezy Propel vacant-land mortgage under the Lo Doc pathway, for owner-occupied or investment purposes.

## At a glance

- **From (owner occupied):** 7.99% (8.11% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 7.99% | 8.11% | Loan-to-value ratio ≤65%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.09% | 8.21% | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$1,200,000 |
| Variable (Available under the Lo Doc pathway.) | 8.19% | 8.31% | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.59% | — | Loan-to-value ratio 70.01–75%; Loan amount $1,500,001–$3,000,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 8.19% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$1,200,000 |
| Variable (Available under the Lo Doc pathway.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.79% | — | Loan-to-value ratio 70.01–75%; Loan amount $1,500,001–$3,000,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 7.99% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.09% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$1,200,000 |
| Variable (Available under the Lo Doc pathway.) | 8.19% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.59% | — | Loan-to-value ratio 70.01–75%; Loan amount $1,500,001–$3,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 8.19% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$1,200,000 |
| Variable (Available under the Lo Doc pathway.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$1,500,000 |
| Variable (Available under the Lo Doc pathway.) | 8.79% | — | Loan-to-value ratio 70.01–75%; Loan amount $1,500,001–$3,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee - Manual Application (<=70% LVR) — Manual application fee for the Vacant Land <=70% LVR fee table. GST applies. | Upfront | $900.00 |
| Application Fee - Electronic Application (<=70% LVR) — Electronic application fee for the Vacant Land <=70% LVR fee table. GST applies. | Upfront | $700.00 |
| Application Fee - Lo Doc (higher-LVR fee table) — Application fee under the higher-LVR Vacant Land fee table (>70% to 75% LVR where applicable). Excludes GST. | Upfront | $599.00 |
| Valuation Fee — Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee (<=70% LVR) — Professional legal fee is $0 under the Vacant Land <=70% LVR fee table; disbursements, government charges and funder contract processing fees may apply. Excludes GST. | Event | $0.00 |
| Funder's Legal Fee (higher-LVR fee table) — Legal fee from $400 plus disbursements under the higher-LVR Vacant Land fee table. Excludes GST. | Event | From $400.00 |
| Settlement Fee (<=70% LVR) — Settlement fee under the Vacant Land <=70% LVR fee table. Excludes GST. | Event | $150.00 |
| Settlement Fee (higher-LVR fee table) — No settlement fee under the higher-LVR Vacant Land fee table. Excludes GST. | Event | $0.00 |
| Annual Fee (<=70% LVR) — Charged yearly · Annual fee under the Vacant Land <=70% LVR fee table. Excludes GST. | Ongoing | $395.00 |
| Monthly Offset Fee (higher-LVR fee table) — Charged monthly · Monthly offset fee under the higher-LVR Vacant Land fee table. Excludes GST. | Ongoing | $10.00 |
| Discharge Fee (<=70% LVR) — Discharge fee from $795 plus agent costs under the Vacant Land <=70% LVR fee table. Excludes GST. | Exit | From $795.00 |
| Discharge Fee (higher-LVR fee table) — Discharge fee from $550 plus agent costs under the higher-LVR Vacant Land fee table. Excludes GST. | Exit | From $550.00 |
| Funder Risk Fee — Risk fee 1.25% of loan amount applies for loans from $100k to $1.5m up to 75% LVR. Excludes GST. | Upfront | 1.25% of balance |

## Features

- **Offset account** (An offset account is available.)
- **Interest-only repayments are available for up to five years.**

## Eligibility

- **Residency status** — Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers (Eligible Expat borrowers may also apply subject to the applicable product criteria.)
- **Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. Other countries considered on application.**
- **Loan term 30 years. Principal and Interest or Interest Only for up to 5 years, then reverting to Principal and Interest.**
- **Lo Doc: Accountant Declaration, 2 BAS statements, or 6 months business bank statements. Must be minimum 25% shareholder.**
- **Eligible borrower structures include individuals, companies and trusts.**

## Constraints

- **Minimum limit** — $100,000.00
- **Maximum limit** — $1,200,000.00 (Lo Doc; applies at LVR greater than 65% and up to and including 70%.)
- **Maximum limit** — $1,500,000.00 (Lo Doc; applies at LVR up to and including 65%.)
- **Maximum limit** — $3,000,000.00 (Lo Doc; applies at LVR greater than 70% and up to and including 75%.)
- **Maximum limit** — $1,500,000.00 (Category 2 product cap. Subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 75% (Absolute product maximum LVR; subject to loan amount, documentation, postcode and security restrictions.)
- **Maximum LVR** — 70% (Category 2 maximum LVR; subject to product, loan amount, documentation and security restrictions.)

## More information from Mortgage Ezy

- [Overview](https://www.mezy.com.au)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mezy.com.au)
- [Fees & pricing](https://www.mezy.com.au)

## Data provenance

- Published by Mortgage Ezy under the Consumer Data Right
- Product ID: `69b9441c-de40-4f9c-8bb8-04825d447520`
- Last updated by the provider: 2 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-ezy-9ef80a/69b9441c-de40-4f9c-8bb8-04825d447520
- Provider page: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/69b9441c-de40-4f9c-8bb8-04825d447520) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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