---
title: "Propel Commercial — Mortgage Ezy"
description: "Business Loans from Mortgage Ezy. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/744d293e-b35f-45c0-a066-0c3946dd7376
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-02T04:17:38Z
---

# Propel Commercial — Mortgage Ezy

> Business Loans from Mortgage Ezy. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Mezy Assets Pty Ltd t/as Mortgage Ezy**

Mortgage Ezy Propel Commercial mortgage for predominantly business-purpose lending, available under Full Documentation and Alternative Documentation pathways.

## At a glance

- **From (owner occupied):** 7.99% (Variable)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation or Alternative Documentation.) | 7.99% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$3,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.49% | — | Loan-to-value ratio ≤65%; Loan amount $3,500,001–$8,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.69% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $3,500,001–$7,000,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation or Alternative Documentation.) | 7.99% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$3,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.49% | — | Loan-to-value ratio ≤65%; Loan amount $3,500,001–$8,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.69% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $3,500,001–$7,000,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation or Alternative Documentation.) | 7.99% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$3,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.49% | — | Loan-to-value ratio ≤65%; Loan amount $3,500,001–$8,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.69% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $3,500,001–$7,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under Full Documentation or Alternative Documentation.) | 7.99% | — | Loan-to-value ratio ≤65%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $100,000–$3,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $100,000–$3,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.49% | — | Loan-to-value ratio ≤65%; Loan amount $3,500,001–$8,000,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.69% | — | Loan-to-value ratio 75.01–80%; Loan amount $100,000–$2,500,000 |
| Variable (Available under Full Documentation or Alternative Documentation.) | 8.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $3,500,001–$7,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Application fee $899. Excludes GST. | Upfront | $899.00 |
| Valuation Fee — Valuation fees at cost, minimum $250. Minimum $50 cancellation fee per security. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee — Legal fee from $750 plus disbursements. Does not cover government charges. Excludes GST. | Event | From $750.00 |
| Settlement Fee — No settlement fee. Excludes GST. | Event | $0.00 |
| Monthly Fee — Charged monthly · Monthly fee $25. Excludes GST. | Ongoing | $25.00 |
| Discharge Fee — Discharge fee from $500 plus agent costs. Excludes GST. | Exit | From $500.00 |
| Early Repayment Fee — 2% of the original loan amount if fully repaid within the first 3 years. No early repayment fee after 3 years. Excludes GST. | Exit | 2% of balance |
| Risk Fee — Risk fee 0.85% of loan amount for loans from $100k to $8m up to 80% LVR. Excludes GST. | Upfront | 0.85% of balance |

## Features

- **Offset account** (An offset account is available.)
- **IO available up to 10 years.**
- **No annual reviews or revaluations required.**
- **No clawbacks on Propel Commercial loans.**

## Eligibility

- **Company, Trust or Individual. Up to 6 borrowers. Loan purpose must be predominantly business. Business Purpose Declaration required.**
- **No Credit Score, CCR or DTI requirements.**
- **Commercial property zoned commercial, situated in Australia, first registered mortgage. Up to 25 acres. Category 1 locations where commercial use is highest and best use and commercial valuation held.**
- **Loan term up to 30 years. Interest Only up to 10 years.**
- **Full Documentation: 1 year Company/Trust tax return(s), 1 year personal tax return, and NOA. Simplified Self-Employed (company directors): 3 months payslips and last ATO income statement. Alt Doc: Accountant Letter, Business Bank Statements, or BAS.**
- **1.1 NDI required.**
- **Cash out available to maximum LVR.**

## Constraints

- **Minimum limit** — $100,000.00
- **Maximum limit** — $2,500,000.00 (Commercial; applies at LVR greater than 75% and up to and including 80%.)
- **Maximum limit** — $3,000,000.00 (Commercial; applies at LVR greater than 70% and up to and including 75%.)
- **Maximum limit** — $7,000,000.00 (Commercial; applies at LVR greater than 65% and up to and including 70%.)
- **Maximum limit** — $8,000,000.00 (Commercial; applies at LVR up to and including 65%.)
- **Maximum limit** — $3,000,000.00 (Category 2 product cap. Subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum limit** — $500,000.00 (Category 3 product cap. Subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 80% (Absolute product maximum LVR; subject to loan amount, documentation, postcode and security restrictions.)
- **Maximum LVR** — 70% (Category 2 maximum LVR; subject to product, loan amount, documentation and security restrictions.)
- **Maximum LVR** — 65% (Category 3 maximum LVR; subject to product, loan amount, documentation and security restrictions.)

## More information from Mortgage Ezy

- [Overview](https://www.mezy.com.au)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mezy.com.au)
- [Fees & pricing](https://www.mezy.com.au)

## Data provenance

- Published by Mortgage Ezy under the Consumer Data Right
- Product ID: `744d293e-b35f-45c0-a066-0c3946dd7376`
- Last updated by the provider: 2 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-ezy-9ef80a/744d293e-b35f-45c0-a066-0c3946dd7376
- Provider page: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/744d293e-b35f-45c0-a066-0c3946dd7376) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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