---
title: "Propel Lo Doc Jumbo — Mortgage Ezy"
description: "Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/a6911228-44c1-40d3-bfa6-b6eeace42a71
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-02T04:17:34Z
---

# Propel Lo Doc Jumbo — Mortgage Ezy

> Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Mezy Assets Pty Ltd t/as Mortgage Ezy**

Mortgage Ezy Propel Lo Doc Jumbo residential mortgage for loan amounts above $2.5m to $15m, for owner-occupied or investment purposes.

## At a glance

- **From (owner occupied):** 7.19% (7.25% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 7.19% | 7.25% | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 7.59% | 7.65% | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.19% | 8.25% | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.49% | — | Loan-to-value ratio ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.89% | — | Loan-to-value ratio 70.01–75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Available under the Lo Doc pathway.) | 9.09% | — | Loan-to-value ratio 65.01–70%; Loan amount $5,000,001–$10,000,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 7.39% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 7.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.69% | — | Loan-to-value ratio ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Available under the Lo Doc pathway.) | 9.09% | — | Loan-to-value ratio 70.01–75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Available under the Lo Doc pathway.) | 9.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $5,000,001–$10,000,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 7.19% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 7.59% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.19% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.49% | — | Loan-to-value ratio ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.89% | — | Loan-to-value ratio 70.01–75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Available under the Lo Doc pathway.) | 9.09% | — | Loan-to-value ratio 65.01–70%; Loan amount $5,000,001–$10,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Available under the Lo Doc pathway.) | 7.39% | — | Loan-to-value ratio ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 7.79% | — | Loan-to-value ratio 65.01–70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.39% | — | Loan-to-value ratio 70.01–75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Available under the Lo Doc pathway.) | 8.69% | — | Loan-to-value ratio ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Available under the Lo Doc pathway.) | 9.09% | — | Loan-to-value ratio 70.01–75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Available under the Lo Doc pathway.) | 9.29% | — | Loan-to-value ratio 65.01–70%; Loan amount $5,000,001–$10,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Application fee $599. Excludes GST. | Upfront | $599.00 |
| Valuation Fee — Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee — Legal fee from $400 plus disbursements. Fees do not cover government charges and funder's contract processing fee. Excludes GST. | Event | From $400.00 |
| Settlement Fee — No settlement fee. Excludes GST. | Event | $0.00 |
| Monthly Offset Fee — Charged monthly · Monthly offset account fee $10 per month. Excludes GST. | Ongoing | $10.00 |
| Discharge Fee — Discharge fee $550 plus agent costs. Excludes GST. | Exit | From $550.00 |
| Risk Fee – Jumbo >$3m to $15m — Risk fee 1.00% of the loan amount applies for Lo Doc Jumbo loans above $3m to $15m at available LVRs up to 75%. Loans above $2.5m to $3m have no risk fee. Excludes GST. | Upfront | 1% of balance |

## Features

- **Offset account** (A 100% offset account is available.)
- **Interest Only available up to 5 years.**

## Eligibility

- **Residency status** — Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers
- **Loan term up to 30 years for jumbo loans above $2.5m. The 31–40 year extended term is only available to eligible first home buyers aged 40 or under on loans up to $2m, so it is not available for this jumbo product.**
- **Eligible borrower structures include individuals, eligible trusts and Australian-domiciled companies, subject to applicable ownership and director requirements.**
- **Lo Doc income may be verified by an Accountant Declaration, the last two BAS statements, or six months of business bank statements. The applicant must hold at least 25% of the business. No credit score, CCR or DTI requirement applies.**

## Constraints

- **Minimum limit** — $2,500,001.00 (Loans ≤$2.5m see Propel Lo Doc.)
- **Maximum limit** — $7,500,000.00 (Lo Doc; applies at LVR greater than 70% and up to and including 75%.)
- **Maximum limit** — $10,000,000.00 (Lo Doc; applies at LVR greater than 65% and up to and including 70%.)
- **Maximum limit** — $15,000,000.00 (Lo Doc; applies at LVR up to and including 65%.)
- **Maximum LVR** — 75% (Absolute product maximum LVR; subject to loan amount, documentation, postcode and security restrictions.)

## More information from Mortgage Ezy

- [Overview](https://www.mezy.com.au)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mezy.com.au)
- [Fees & pricing](https://www.mezy.com.au)

## Data provenance

- Published by Mortgage Ezy under the Consumer Data Right
- Product ID: `a6911228-44c1-40d3-bfa6-b6eeace42a71`
- Last updated by the provider: 2 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-ezy-9ef80a/a6911228-44c1-40d3-bfa6-b6eeace42a71
- Provider page: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/a6911228-44c1-40d3-bfa6-b6eeace42a71) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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