---
title: "Propel Lo Doc Jumbo — Mortgage Ezy"
description: "Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/a6911228-44c1-40d3-bfa6-b6eeace42a71
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T05:58:57Z
---

# Propel Lo Doc Jumbo — Mortgage Ezy

> Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Mezy Assets Pty Ltd t/as Mortgage Ezy**

Mortgage Ezy Propel Lo Doc Jumbo for large Lo Doc loans above $2.5m up to $15m. Maximum LVR 75%. Category 1 (Metro) only. No investor loading. Large-loan loadings above $5m are +1.30% at ≤65% LVR, +1.50% at ≤70% LVR and +0.70% at ≤75% LVR. Risk fee: no risk fee for loans above $2.5m to $3m; 1.00% for loans above $3m to $15m. 100% offset available. Loan term up to 30 years and maximum IO term 5 years.

## At a glance

- **From (owner occupied):** 7.19% (7.25% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65% - above $2.5m to $5m - Owner Occupied P&I.) | 7.19% | 7.25% | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70% - above $2.5m to $5m - Owner Occupied P&I.) | 7.59% | 7.65% | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75% - above $2.5m to $5m - Owner Occupied P&I.) | 8.19% | 8.25% | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65% - above $5m to $15m - Owner Occupied P&I. Includes +1.30% large-loan loading.) | 8.49% | — | Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75% - above $5m to $7.5m - Owner Occupied P&I. Includes +0.70% large-loan loading.) | 8.89% | — | Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70% - above $5m to $10m - Owner Occupied P&I. Includes +1.50% large-loan loading.) | 9.09% | — | Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70%; Loan amount $5,000,001–$10,000,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65% - above $2.5m to $5m - Owner Occupied IO. IO loading +0.20%.) | 7.39% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70% - above $2.5m to $5m - Owner Occupied IO. IO loading +0.20%.) | 7.79% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75% - above $2.5m to $5m - Owner Occupied IO. IO loading +0.20%.) | 8.39% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65% - above $5m to $15m - Owner Occupied IO. Includes +1.30% large-loan loading. IO loading +0.20%.) | 8.69% | — | Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75% - above $5m to $7.5m - Owner Occupied IO. Includes +0.70% large-loan loading. IO loading +0.20%.) | 9.09% | — | Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70% - above $5m to $10m - Owner Occupied IO. Includes +1.50% large-loan loading. IO loading +0.20%.) | 9.29% | — | Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70%; Loan amount $5,000,001–$10,000,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65% - above $2.5m to $5m - Investment P&I. No investment loading applies.) | 7.19% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70% - above $2.5m to $5m - Investment P&I. No investment loading applies.) | 7.59% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75% - above $2.5m to $5m - Investment P&I. No investment loading applies.) | 8.19% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65% - above $5m to $15m - Investment P&I. Includes +1.30% large-loan loading. No investment loading applies.) | 8.49% | — | Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75% - above $5m to $7.5m - Investment P&I. Includes +0.70% large-loan loading. No investment loading applies.) | 8.89% | — | Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70% - above $5m to $10m - Investment P&I. Includes +1.50% large-loan loading. No investment loading applies.) | 9.09% | — | Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70%; Loan amount $5,000,001–$10,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65% - above $2.5m to $5m - Investment IO. No investment loading applies. IO loading +0.20%.) | 7.39% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70% - above $2.5m to $5m - Investment IO. No investment loading applies. IO loading +0.20%.) | 7.79% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo base rate - Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75% - above $2.5m to $5m - Investment IO. No investment loading applies. IO loading +0.20%.) | 8.39% | — | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75%; Loan amount $2,500,001–$5,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65% - above $5m to $15m - Investment IO. Includes +1.30% large-loan loading. No investment loading applies. IO loading +0.20%.) | 8.69% | — | Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65%; Loan amount $5,000,001–$15,000,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75% - above $5m to $7.5m - Investment IO. Includes +0.70% large-loan loading. No investment loading applies. IO loading +0.20%.) | 9.09% | — | Lo Doc Jumbo (>$5m, ≤$7.5m) – LVR ≤75%; Loan amount $5,000,001–$7,500,000 |
| Variable (Propel Lo Doc Jumbo large-loan rate - Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70% - above $5m to $10m - Investment IO. Includes +1.50% large-loan loading. No investment loading applies. IO loading +0.20%.) | 9.29% | — | Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70%; Loan amount $5,000,001–$10,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Application fee $599. Excludes GST. | Upfront | $599.00 |
| Valuation Fee — Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee — Legal fee from $400 plus disbursements. Fees do not cover government charges and funder's contract processing fee. Excludes GST. | Event | From $400.00 |
| Settlement Fee — No settlement fee. Excludes GST. | Event | $0.00 |
| Monthly Offset Fee — Charged monthly · Monthly offset account fee $10 per month. Excludes GST. | Ongoing | $10.00 |
| Discharge Fee — Discharge fee $550 plus agent costs. Excludes GST. | Exit | From $550.00 |
| Risk Fee – Jumbo >$3m to $15m — Risk fee 1.00% of the loan amount applies for Lo Doc Jumbo loans above $3m to $15m at available LVRs up to 75%. Loans above $2.5m to $3m have no risk fee. Excludes GST. | Upfront | 1% of balance |

## Features

- **Offset account** (100% offset account available. Monthly offset fee of $10.)
- **Interest Only available up to 5 years. IO loading +0.20%.**
- **No investor rate loading for Jumbo loans above $2.5m. Owner Occupied and Investment rates are identical.**

## Eligibility

- **Residency status** — Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers (Individual borrowers must meet the applicable citizenship or residency requirements. Eligible Australian-domiciled companies and eligible trusts may also apply under the mapped MA Money target market determination.)
- **Lo Doc: income verified via Accountant Declaration, last 2 BAS statements, or 6 months business bank statements. No credit score, CCR or DTI requirements. See Mortgage Ezy guide at mezy.com.au for full criteria.**
- **Category 1 (Metro) only. Loans above $2.5m not available in Category 2 or Category 3.**
- **Loan term up to 30 years for jumbo loans above $2.5m. The 31–40 year extended term is only available to eligible first home buyers aged 40 or under on loans up to $2m, so it is not available for this jumbo product. Maximum IO term 5 years.**
- **Lo Doc: Accountant Declaration, 2 BAS statements, or 6 months business bank statements. Must be minimum 25% shareholder. See Mortgage Ezy Propel Lo Doc Jumbo guide at mezy.com.au for full requirements.**
- **Serviceability assessment applies. See Mortgage Ezy guide at mezy.com.au.**

## Constraints

- **Minimum limit** — $2,500,001.00 (Minimum loan $2,500,001. Loans ≤$2.5m see Propel Lo Doc.)
- **Maximum limit** — $15,000,000.00 (Lo Doc: maximum loan amount $15m for LVR up to and including 65.00%.)
- **Maximum limit** — $10,000,000.00 (Lo Doc: maximum loan amount $10m for LVR greater than 65.00% and up to and including 70.00%.)
- **Maximum limit** — $7,500,000.00 (Lo Doc: maximum loan amount $7.5m for LVR greater than 70.00% and up to and including 75.00%.)
- **Maximum limit** — $15,000,000.00 (Category 1 maximum loan amount $15m, subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 75% (Category 1 maximum LVR 75%, subject to the applicable product, loan amount, documentation and security restrictions.)
- **Maximum LVR** — 75% (Absolute product maximum LVR 75%, subject to the applicable loan amount, documentation type, postcode category and security conditions.)

## More information from Mortgage Ezy

- [Overview](https://www.mezy.com.au)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mezy.com.au)
- [Fees & pricing](https://www.mezy.com.au)

## Data provenance

- Published by Mortgage Ezy under the Consumer Data Right
- Product ID: `a6911228-44c1-40d3-bfa6-b6eeace42a71`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-ezy-9ef80a/a6911228-44c1-40d3-bfa6-b6eeace42a71
- Provider page: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/a6911228-44c1-40d3-bfa6-b6eeace42a71) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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