Propel Lo Doc Jumbo
Mortgage Ezy Propel Lo Doc Jumbo for large Lo Doc loans above $2.5m up to $15m. Maximum LVR 75%. Category 1 (Metro) only. No investor loading. Large loan loading applies above $5m (add 1.00% for ≤65%, add 0.70% for ≤75%). Risk fee: no risk fee for $2.5m–$3m; 1.00% for >$3m to $15m at ≤75% LVR. 100% offset available. Loan term up to 30 years for jumbo loans above $2.5m.
- From (owner occupied)
- 7.49%
- 7.55% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65% – OO P&I. | 7.49% | 7.55% | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤65% |
| Variable Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70% – OO P&I. | 7.99% | 8.05% | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤70% |
| Variable Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75% – OO P&I. | 8.39% | 8.45% | Lo Doc Jumbo ($2.5m–$5m) – LVR ≤75% |
| Variable Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65% – OO P&I. | 8.49% | — | Lo Doc Jumbo (>$5m, ≤$15m) – LVR ≤65% |
| Variable Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70% – OO P&I. | 8.99% | — | Lo Doc Jumbo (>$5m, ≤$10m) – LVR ≤70% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee Application fee $599. Excludes GST. | Upfront | $599.00 |
| Valuation Fee Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee Legal fee from $400 plus disbursements. Fees do not cover government charges and funder's contract processing fee. Excludes GST. | Event | From $400.00 |
| Settlement Fee No settlement fee. Excludes GST. | Event | $0.00 |
| Monthly Offset Fee Charged monthly · Monthly offset account fee $10 per month. Excludes GST. | Ongoing | $10.00 |
| Discharge Fee Discharge fee $550 plus agent costs. Excludes GST. | Exit | From $550.00 |
| Risk Fee – Jumbo >$3m to $15m |
Features
- Offset account
- 100% offset account available. Monthly offset fee of $10.
- Interest Only available up to 5 years. IO loading +0.20%.
- No investor rate loading for Jumbo loans above $2.5m. Owner Occupied and Investment rates are identical.
Eligibility
- Lo Doc: income verified via Accountant Declaration, last 2 BAS statements, or 6 months business bank statements. No credit score, CCR or DTI requirements. See Mortgage Ezy guide at mezy.com.au for full criteria.
- Category 1 (Metro) only. Loans above $2.5m not available in Category 2 or Category 3.
- Loan term up to 30 years for jumbo loans above $2.5m. The 31–40 year extended term is only available to eligible first home buyers aged 40 or under on loans up to $2m, so it is not available for this jumbo product. Maximum IO term 5 years.
- Lo Doc: Accountant Declaration, 2 BAS statements, or 6 months business bank statements. Must be minimum 25% shareholder. See Mortgage Ezy Propel Lo Doc Jumbo guide at mezy.com.au for full requirements.
- Serviceability assessment applies. See Mortgage Ezy guide at mezy.com.au.
Constraints
- Minimum limit — $2,500,001.00Minimum loan $2,500,001. Loans ≤$2.5m see Propel Lo Doc.
- Maximum limit — $15,000,000.00Maximum loan $15m at ≤65% LVR; $10m at ≤70% LVR; $7.5m at ≤75% LVR. Base rate applies to ≤$5m; large loan loading applies above $5m. Category 1 (Metro) only.
- Maximum LVR — 75%Maximum LVR 75%, subject to loan amount, documentation type, postcode category, security type and credit assessment criteria.
More Information
Published by Mortgage Ezy under the Consumer Data Right · Last updated 13 July 2026 · Product ID a6911228-44c1-40d3-bfa6-b6eeace42a71 · View Source Data (JSON)