---
title: "Propel Non Resident — Mortgage Ezy"
description: "Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/c2545eaa-96b3-474f-b8d3-0ea1364796f9
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T05:59:03Z
---

# Propel Non Resident — Mortgage Ezy

> Home Loans from Mortgage Ezy. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Mezy Assets Pty Ltd t/as Mortgage Ezy**

Mortgage Ezy Propel Non Resident investment loan for non-resident borrowers. Investment purpose only. Loans from $100,000 to $2m. Maximum LVR 80%. Full Doc. 100% offset available. Loan term 30 years. Maximum IO term 5 years. Risk fee 1.00%. Annual fee $499. IO loading +0.20%.

## At a glance

- **From (investment):** 7.69% (8.22% comparison)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Propel Non Resident investment P&I rate - LVR ≤65%.) | 7.69% | 8.22% | Non Resident – LVR ≤65%; Loan amount $100,000–$2,000,000 |
| Variable (Propel Non Resident investment P&I rate - LVR ≤70%.) | 7.79% | 8.31% | Non Resident – LVR ≤70%; Loan amount $100,000–$2,000,000 |
| Variable (Propel Non Resident investment P&I rate - LVR ≤75%.) | 7.99% | 8.51% | Non Resident – LVR ≤75%; Loan amount $100,000–$2,000,000 |
| Variable (Propel Non Resident investment P&I rate - LVR ≤80%.) | 8.09% | 8.61% | Non Resident – LVR ≤80%; Loan amount $100,000–$2,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Propel Non Resident investment IO rate - LVR ≤65%. IO loading +0.20%.) | 7.89% | — | Non Resident – LVR ≤65%; Loan amount $100,000–$2,000,000 |
| Variable (Propel Non Resident investment IO rate - LVR ≤70%. IO loading +0.20%.) | 7.99% | — | Non Resident – LVR ≤70%; Loan amount $100,000–$2,000,000 |
| Variable (Propel Non Resident investment IO rate - LVR ≤75%. IO loading +0.20%.) | 8.19% | — | Non Resident – LVR ≤75%; Loan amount $100,000–$2,000,000 |
| Variable (Propel Non Resident investment IO rate - LVR ≤80%. IO loading +0.20%.) | 8.29% | — | Non Resident – LVR ≤80%; Loan amount $100,000–$2,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Application fee $499. Excludes GST. | Upfront | $499.00 |
| Valuation Fee — Valuation fees at cost, minimum $250. Minimum $50 cancellation fee per security. Excludes GST. | Event | From $250.00 |
| Funder's Legal Fee — Legal fee from $400 plus disbursements. Does not cover government charges. Excludes GST. | Event | From $400.00 |
| Settlement Fee — No settlement fee. Excludes GST. | Event | $0.00 |
| Annual Fee — Charged yearly · Annual fee $499. Excludes GST. | Ongoing | $499.00 |
| Discharge Fee — Discharge fee from $550 plus agent costs. Excludes GST. | Exit | From $550.00 |
| Risk Fee — Risk fee 1.00% of loan amount applies at all LVRs up to 80% for Non Resident loans. Excludes GST. | Upfront | 1% of balance |

## Features

- **Offset account** (100% offset account available. Annual fee $499.)
- **Interest Only repayments are available for up to 5 years, then reverting to Principal and Interest. IO loading +0.20%.**

## Eligibility

- **Residency status** — Non-resident applicants (Non-Resident borrowers. Individual (including as trustee for trust), company (≤5 directors, domiciled in Australia), or trust. Investment purpose only.)
- **Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. Other countries considered on application — speak to your Account Manager.**
- **Category 1: maximum $2m at ≤80% LVR. Category 2: maximum $1.5m at ≤75% LVR. Category 3: not available.**
- **Maximum loan term 30 years. Maximum IO term 5 years.**
- **Full Documentation: PAYG — 2 recent payslips; Self-Employed — 1 year tax return and NOA. Overseas Credit Report required. See Mortgage Ezy guide at mezy.com.au.**
- **Serviceability assessment applies. See Mortgage Ezy guide at mezy.com.au.**

## Constraints

- **Minimum limit** — $100,000.00 (Minimum loan $100,000.)
- **Maximum limit** — $2,000,000.00 (Non-Resident: maximum loan amount $2m for LVR up to and including 65.00%.)
- **Maximum limit** — $2,000,000.00 (Non-Resident: maximum loan amount $2m for LVR greater than 65.00% and up to and including 70.00%.)
- **Maximum limit** — $2,000,000.00 (Non-Resident: maximum loan amount $2m for LVR greater than 70.00% and up to and including 75.00%.)
- **Maximum limit** — $2,000,000.00 (Non-Resident: maximum loan amount $2m for LVR greater than 75.00% and up to and including 80.00%.)
- **Maximum limit** — $2,000,000.00 (Category 1 maximum loan amount $2m, subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 80% (Category 1 maximum LVR 80%, subject to the applicable product, loan amount, documentation and security restrictions.)
- **Maximum limit** — $1,500,000.00 (Category 2 maximum loan amount $1.5m, subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 75% (Category 2 maximum LVR 75%, subject to the applicable product, loan amount, documentation and security restrictions.)
- **Maximum LVR** — 80% (Absolute product maximum LVR 80%, subject to the applicable loan amount, documentation type, postcode category and security conditions.)

## More information from Mortgage Ezy

- [Overview](https://www.mezy.com.au)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mezy.com.au)
- [Fees & pricing](https://www.mezy.com.au)

## Data provenance

- Published by Mortgage Ezy under the Consumer Data Right
- Product ID: `c2545eaa-96b3-474f-b8d3-0ea1364796f9`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-ezy-9ef80a/c2545eaa-96b3-474f-b8d3-0ea1364796f9
- Provider page: https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-ezy-9ef80a/products/c2545eaa-96b3-474f-b8d3-0ea1364796f9) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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