---
title: "Chameleon - Freedom Home Loan 80 — Mortgage House"
description: "Home Loans from Mortgage House. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-house/products/68400
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T06:42:55Z
---

# Chameleon - Freedom Home Loan 80 — Mortgage House

> Home Loans from Mortgage House. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Variable-rate owner-occupied home loan with flexible features and lending up to 80% LVR.

## At a glance

- **From (owner occupied):** 6.19% (6.23% comparison)

## Apply

Applications are handled by the provider: [Apply at Mortgage House](https://mortgagehouse.com.au/mortgage/chameleon-freedom-home-loan-80/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Variable owner occupied lending rate. Introductory period is 0 months; no separate introductory rate is exposed.) | 6.19% | 6.23% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly Fee | Ongoing | $0.00 |
| Annual Facility Fee | Ongoing | $0.00 |
| Application Fee | Upfront | $0.00 |
| Settlement Fee | Upfront | $499.00 |
| Discharge Fee | Exit | $500.00 |

## Features

- **Redraw facility** (Access additional principal repayments made above the standard repayment amount where redraw is available.)
- **Extra repayments** (Allows additional repayments without penalty.)
- **Digital banking** (Internet access is available to view and administer the home loan.)
- **Bill payment (BPAY)** (BPAY inbound and outbound payment capability may be available where supported.)
- **Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account.**
- **Loan switching capability may allow a variable interest rate to be switched to a fixed interest rate, subject to terms and conditions.**
- **Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes.**
- **Loan portability may allow the home loan to be transferred from one property to another without refinancing, subject to approval.**

## Eligibility

- **Full documentation loan. Full documentation is required or available for this product.**
- **Purchase permitted where product credit policy criteria are met.**
- **Refinance permitted where product credit policy criteria are met.**
- **Debt consolidation permitted where product credit policy criteria are met.**
- **Equity release permitted where product credit policy criteria are met.**

## Constraints

- **Maximum LVR** — 8000% (Maximum LVR is 80%.)
- **Minimum limit** — $150,000.00 (Minimum loan amount is AUD 150,000.00.)
- **Maximum limit** — $2,000,000.00 (Maximum loan amount is AUD 2,000,000.00.)
- **Maximum loan term is 30 years.** — 30 years

## Data provenance

- Published by Mortgage House under the Consumer Data Right
- Product ID: `68400`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-house/68400
- Provider page: https://www.cdrcompare.au/brands/mortgage-house

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-house/products/68400) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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