---
title: "MotorCycle Finance - Select Consumer Loan — MotorCycle Finance"
description: "Personal Loans from MotorCycle Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/motorcycle-finance/products/ef1034f1-d65e-4e1a-8d89-d586d6300ba1
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-06T11:17:04.937Z
---

# MotorCycle Finance - Select Consumer Loan — MotorCycle Finance

> Personal Loans from MotorCycle Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

A consumer loan designed to help customers purchase a new or used asset for personal use. The loan features a fixed interest rate and no deposit requirement.

## At a glance

- **From:** 10.44% (11.55% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years (Fixed interest rate for a Consumer Loan on a 2, 3, 4 or 5 year term.) | 10.44% | 11.55% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment fee | Upfront | $395.00 |
| Introducer origination fee — The origination fee will vary based on your introducer. | Upfront | $0.00 – $595.00 |
| Personal Property Securities Register (PPSR) fee — Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $6.00 |
| Security registration administration fee — Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $3.95 |
| Monthly repayment fee — Charged monthly · Payable each time a monthly repayment is due. | Ongoing | $7.95 |
| Fortnightly repayment fee — Charged every 14 days · Payable each time a fortnightly repayment is due. | Ongoing | $3.95 |
| Dishonour fee — Payable each time a payment instruction is dishonoured. | Dishonour | $25.00 |
| Early termination fee — Payable if the balance outstanding is repaid in full 6 months or more before the end of the loan term. The early termination fee is calculated as 5% of the balance outstanding up to a maximum of $500. | Exit | $0.00 – $500.00 |

## Features

- **Finance available for new and used assets including motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, ride-on mowers or trailers.** — New or used assets
- **Available terms of 2, 3, 4 and 5 years.** — Flexible loan terms
- **Have the certainty of a fixed interest rate and repayment amount for the life of the loan.** — Fixed interest rates and repayments
- **Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options.** — Repayment frequency options
- **Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria.** — Additional finance inclusions

## Eligibility

- **Minimum age** — 18 years (All applicants are required to be 18 years or over.)
- **Individuals only** (Applicants must be a natural person. Consumer loans are available for individuals and co-borrowers.)
- **Residency status** — Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia.
- **Applicants must hold a valid licence suitable for the asset being financed.**

## Constraints

- **Minimum limit** — $3,000.00 (Minimum loan amount for motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, ride-on mowers and trailers.)
- **Maximum limit** — $7,999.99 (Maximum loan amount for motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, ride-on mowers and trailers, subject to credit criteria.)

## Data provenance

- Published by MotorCycle Finance under the Consumer Data Right
- Product ID: `ef1034f1-d65e-4e1a-8d89-d586d6300ba1`
- Last updated by the provider: 6 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/motorcycle-finance/ef1034f1-d65e-4e1a-8d89-d586d6300ba1
- Provider page: https://www.cdrcompare.au/brands/motorcycle-finance

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/motorcycle-finance/products/ef1034f1-d65e-4e1a-8d89-d586d6300ba1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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