MotorCycle Finance - Select Consumer Loan
A consumer loan designed to help customers purchase a new or used asset for personal use. The loan features a fixed interest rate and no deposit requirement.
- From
- 10.44%
- 11.55% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years Fixed interest rate for a Consumer Loan on a 2, 3, 4 or 5 year term. | 10.44% | 11.55% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee | Upfront | $395.00 |
| Introducer origination fee The origination fee will vary based on your introducer. | Upfront | $0.00 – $595.00 |
| Personal Property Securities Register (PPSR) fee Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $6.00 |
| Security registration administration fee Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $3.95 |
| Monthly repayment fee Charged monthly · Payable each time a monthly repayment is due. | Ongoing | $7.95 |
| Fortnightly repayment fee Charged every 14 days · Payable each time a fortnightly repayment is due. | Ongoing | $3.95 |
| Dishonour fee Payable each time a payment instruction is dishonoured. |
Features
- Finance available for new and used assets including motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, ride-on mowers or trailers. — New or used assets
- Available terms of 2, 3, 4 and 5 years. — Flexible loan terms
- Have the certainty of a fixed interest rate and repayment amount for the life of the loan. — Fixed interest rates and repayments
- Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options. — Repayment frequency options
- Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria. — Additional finance inclusions
Eligibility
- Minimum age — 18 yearsAll applicants are required to be 18 years or over.
- Individuals onlyApplicants must be a natural person. Consumer loans are available for individuals and co-borrowers.
- Residency status — Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia.
- Applicants must hold a valid licence suitable for the asset being financed.
Constraints
- Minimum limit — $3,000.00Minimum loan amount for motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, ride-on mowers and trailers.
- Maximum limit — $7,999.99Maximum loan amount for motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, ride-on mowers and trailers, subject to credit criteria.
Published by MotorCycle Finance under the Consumer Data Right · Last updated 6 July 2026 · Product ID ef1034f1-d65e-4e1a-8d89-d586d6300ba1 · View Source Data (JSON)