---
title: "Business Loan — Moula"
description: "Business Loans from Moula. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/moula/products/b1a7c0de-1111-4a2b-8c3d-000000000001
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T00:00:00Z
---

# Business Loan — Moula

> Business Loans from Moula. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Business loan

## At a glance

- **From:** 15.99% (Fixed)

## Apply

Applications are handled by the provider: [Apply at Moula](https://moula.com.au/get-started)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed (Rates from 15.99% to 35.99% APR. Interest is set per the repayment schedule based on the scheduled principal at the start of the fortnight; the full fortnight's interest accrues on day 1 and is payable even if repaid early during that fortnight.) | 15.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment fee — Fee is 2% for direct customers and ranges between 0-4% for applications made via a broker/referral partner. | Ongoing | 2% of transaction |
| Dishonour fee — Dishonour fee · Charged per dishonoured direct debit. | Other | $30.00 |
| Early prepayment fee — Fee equates to unpaid interest, and applies when the loan is repaid in full within 3 months of funds disbursement. Partial prepayments not accepted during this time. | Exit | Variable |

## Features

- **Extra repayments** (Additional repayments allowed)
- **Simple online application process with no paperwork** — Online application
- **Loan terms of 12, 18, 24, 36, 48, 60 months** — Loan Term
- **Fortnightly repayments** — Repayments
- **Interest charged on outstanding balance only** — Interest charged

## Eligibility

- **Business customers** (Must have an active ABN or ACN)
- **Minimum 12 months in business** — Minimum time in business
- **Must be registered for GST** — GST Registration
- **Minimum turnover** — $10,000.00 p.a. (Must have minimum $10,000 in monthly sales. For loans >= $250,000, must have minimum of $1,000,000 annual turnover)
- **Director's guarantee required** — Guarantee
- **For loans >= $250,000, must be asset backed and 3+ years of trading history** — Experience

## Constraints

- **Maximum limit** — $500,000.00 (Maximum loan amount of $500,000)
- **Minimum limit** — $10,000.00 (Minimum loan amount of $10,000)

## More information from Moula

- [Overview](https://moula.com.au/business-loans)
- [Eligibility](https://moula.com.au/#eligibility)
- [Fees & pricing](https://moula.com.au/transparent-business-loans)

## Data provenance

- Published by Moula under the Consumer Data Right
- Product ID: `b1a7c0de-1111-4a2b-8c3d-000000000001`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/moula/b1a7c0de-1111-4a2b-8c3d-000000000001
- Provider page: https://www.cdrcompare.au/brands/moula

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/moula/products/b1a7c0de-1111-4a2b-8c3d-000000000001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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