---
title: "Line of Credit — Moula"
description: "Business Loans from Moula. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/moula/products/b1a7c0de-1111-4a2b-8c3d-000000000002
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T00:00:00Z
---

# Line of Credit — Moula

> Business Loans from Moula. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Business line of credit

## At a glance

- **From:** 15.99% (Fixed)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed (Rates range from 15.99% to 29.99% APR. Interest accrues daily on the outstanding principal balance and is charged/recovered fortnightly.) | 15.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Dishonour fee — Dishonour fee · Charged per dishonoured direct debit. | Other | $30.00 |
| Facility fee — 3% of the total facility limit, charged fortnightly (0.029% per fortnight). | Ongoing | 3% of balance (every 2 weeks) |

## Features

- **Extra repayments** (Additional repayments allowed)
- **Facility terms of 24, 36, 48 months** — Facility Term
- **Fortnightly repayments** — Repayments
- **Interest charged on outstanding balance only** — Interest charged
- **Minimum initial draw $1,000. Minimum daily drawdown $1,000. Principal amortisation 1% of outstanding balance at day 14. Each draw amortised over the facility term.** — Drawdown & amortisation

## Eligibility

- **Business customers** (Must have an active ABN or ACN)
- **Minimum 12 months in business** — Minimum time in business
- **Must be registered for GST** — GST Registration
- **Minimum turnover** — $10,000.00 p.a. (Must have minimum $10,000 in monthly sales. For loans >= $250,000, must have minimum of $1,000,000 annual turnover)
- **Director's guarantee required** — Guarantee
- **For loans >= $250,000, must be asset backed, provide upfront security and 3+ years of trading history** — Experience

## Constraints

- **Maximum limit** — $500,000.00 (Maximum facility limit of $500,000)
- **Minimum limit** — $20,000.00 (Minimum facility limit of $20,000 - min initial draw $1,000)

## Data provenance

- Published by Moula under the Consumer Data Right
- Product ID: `b1a7c0de-1111-4a2b-8c3d-000000000002`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/moula/b1a7c0de-1111-4a2b-8c3d-000000000002
- Provider page: https://www.cdrcompare.au/brands/moula

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/moula/products/b1a7c0de-1111-4a2b-8c3d-000000000002) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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