MyCard Premier
The Product is a premium rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and complimentary insurances
- Purchase rate
- 22.49%
- Annual fee
- $300.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Retail purchase rate | 22.49% | — | — |
| Cash advance Cash advance rate | 22.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Late Payment Fee The amount charged to your Account after the Payment Due Date if at the time the fee is debited, your Account has an Overdue Amount and the balance of your Account is $50 or more. | Late payment | $30.00 |
| Dishonour Fee Charged each time a payment to the account is dishonoured, debited at time of dishonour. | Dishonour | $0.00 |
| Overlimit Fee Only for accounts opened prior to 1 July 2012. Charged per statement period when your credit limit is exceeded, debited to your account on the date your credit limit is exceeded and on each statement date in subsequent statement periods if your account remains overlimit. | Event | $0.00 |
| Annual Fee Charged yearly | Ongoing | $300.00 |
| Additional Cardholder Fee Charged yearly · You may have up to four additional cardholders, who must be at least 16 years old. | Ongoing | $0.00 |
| International Transaction Fee When you make a Retail Purchase or obtain a Cash Advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located outside Australia. An ATM fee may also apply. |
Features
- Additional cards — up to 4
- Balance transfers — Eligibility criteria and terms and conditions apply
- Bill payment (BPAY) — BPAY
- Discounts on other products — Complimentary range of everyday benefits to help you shop and save
- Discounts on other products — Priority Pass
- Digital banking
- MyCard Online
- Digital banking
- MyCard App
Eligibility
- Minimum age — 18 years
- Residency status — Must be an Australian resident
- Individuals only
Constraints
- Maximum limit — $100,000.00
- Minimum limit — $10,000.00
More Information
Published by MyCard under the Consumer Data Right · Last updated 23 April 2026 · Product ID 1c178978-1bac-4858-894a-eec4b71b1d68 · View on CDR.gov.au