--- title: "Glide Account — MyState Bank" description: "Transaction & Savings Accounts from MyState Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/mystate-bank/products/0f637ec2-5fbf-406c-bf61-0fadc5d3ced3 source: "CDR Compare" language: en-AU last_updated: 2026-06-18T04:29:02.770765Z --- # Glide Account — MyState Bank > Transaction & Savings Accounts from MyState Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts · My State PM Production** Your day to day banking is about to get a lot simpler. Everything you need from your transaction account - easy and secure. No monthly account fee, works on all cashless payment platforms ## At a glance - **Base rate:** 0% ## Apply Applications are handled by the provider: [Apply at MyState Bank](https://application.mystate.com.au/form/msb/online-application/?account=glide) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable (No interest is paid on this account.) | 0% | — | every 3 months | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Overdrawn Fee — Per daily occurrence, for any savings or transaction account (with or without an pproved overdraft limit) where we honour a transaction that overdraws the account or exceeds the authorised overdraft limit. | Event | — | | BPay Query & Correction Fee — This fee is charged when you request a trace or a correction of a BPAY transaction. | Event | — | | Purchases using Visa Debit card | Purchase | — | | Pay someone using PayID — Free | Transaction | — | | Transaction Trace Fee — Per Transaction or Trace Search | Event | — | | Swift, Telegraphic & Electronic Transfer — SWIFT electronic payment or inward telegraphic transfer to us from another financial institution. | Deposit | — | | Visa Overseas Emergency Cash Advance — Third Party charge not ascertainable until event occurs | Variable | — | | Monthly Account Fee — Charged monthly | Ongoing | — | | Visa Debit Card Cash Advance — Over the counter or at an ATM overseas. Cash advances overseas may incur Third Party charges. | Transaction | — | | ATM transaction — You may be charged a fee by an ATM operator | Transaction | — | | BPAY transaction — Free | Transaction | — | | Pay someone using BSB & account number — Free | Transaction | — | | Cash withdrawal — completed by a Branch or Customer Care staff member | Transaction | — | | MyState Bank Corporate Cheque — This fee applies when we draw a cheque from your account at your request. This fee is charged on the day of the transaction. | Transaction | — | | Certificates Supplied — This fee is charged when a certified letter or statement is required. | Event | — | | Bank Cheque — Per item | Transaction | — | | EFTPOS transaction — Free | Purchase | — | | Bank@Post withdrawal fee — This fee is charged on the day of the transaction and is charged in addition to any electronic transaction fee which may apply. | Transaction | — | | Transfers between your account — Free | Transaction | — | | Direct Debit transaction — Free | Transaction | — | | Transfers to another MyState customer — completed by a Branch or Customer Care staff member | Transaction | — | | Telegraphic Transfer Outward (foreign currency) — Applies when a telegraphic transfer is made to another party in a foreign currency. Fee charged at time the transfer is requested | Transaction | — | | Telegraphic Transfer (Inward) — Applies when you receive a telegraphic transfer into your account from another party sent in a foreign currency. Fee is charged at the time the transfer is received. | Transaction | — | | Repurchase of Foreign Currency Documents — When you request us to purchase overseas drafts, personal cheques up to AUD $2,000 | Transaction | — | | Telegraphic Transfer Outward (Australian dollars) — Applies when you request us to make an overseas telegraphic transfer to another party in Australian dollars. Fee is charged at the time the transfer is requested. Not available to all countries. | Transaction | — | | Overdrawn Account Interest — Deposit accounts without overdraft arrangements must have a credit balance. We are under no obligation to honour cheques, or allow any withdrawal that would overdraw an account without an approved overdraft facility. If we honour a cheque or debit which overdraws an account, the amount overdrawn (referred to as the credit provided) will attract debit interest charged to the account on the last day of the calendar month. This interest which will be charged to your account as 'Overdraft Interest' is calculated on the daily closing debit balance using the current 'Unarranged Borrowing Rate' shown in the Fees & Charges Deposit Accounts. Any credit provided is short term credit and must be repaid within 7 days of being provided. In addition, Overdrawn Administration Fees will be applied. | Event | — | | Stop Payment — This fee applies if we receive a request to stop a payment. It includes but not limited to direct debits, periodical payments and BPay future payments. | Event | — | | Transaction Verification Fee, Copy of Sales Voucher — Charged when we are requested to investigate a transaction or a copy of the sales voucher is requested. The fee will not be charged if we find that the transaction is incorrect. | Event | — | | Foreign Currency Conversion — Visa International will convert all transactions made in foreign currency or processed overseas on the Visa Debit Card into Australian dollars at the foreign exchange rate that applies on the day the transaction is processed by Visa International. A Foreign Currency Conversion fee is payable for all of the following transactions made using your Visa Debit Card: » All transactions made overseas » All transactions in a currency other than Australian dollars » All transactions made in Australia where the merchant is located overseas » All transactions made in Australia where the financial institution or entity processing the transaction is located overseas. Transactions may not be processed to your account on the same day. To the extent permitted by law, you bear the risk of change in exchange rates in the intervening period. Refunds in currencies other than Australian dollars are converted to Australian dollars as at the date they are processed by Visa using exchange rates determined by them. This may lead to the refund being converted using an exchange rate different from the one used to convert the original purchase. The foreign currency conversion fee is not refundable as the fee is applied for facilitating the initial transaction. | Purchase | — | | Swift & Electronic Funds Transfer (outward) within Australia — Transfer of Australian Dollars in Australia that on receipt becomes available to the recipient via SWIFT electronic payments | Transaction | — | | Repurchase of Foreign Currency Documents on a Collection Basis — Applies when you request us to purchase overseas drafts, personal cheques or negotiable instruments over AUD$2,000 and/or requiring collection prior to payment. Fee is charged when funds are returned from the overseas bank and credited to your account. | Transaction | — | ## Features - **Card access** — Visa Debit Card. - **Digital banking** (Stay flexible anywhere and anytime with the MyState Bank app.) - **Real-time payments (NPP)** (Send and receive money in less than 60 seconds.) - **PayID** (Send and receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number.) - **Insights Hub Insights takes your everyday account activity and turns it into helpful, personalised information about the way you use your money. It's like personal financial support in your pocket - everything you need to know to keep on top of your bills, manage your spending and maximise your opportunities to save.** - **Digital wallet** — Apple Pay, Google Pay, Samsung Pay, Garmin Pay. ## Eligibility - **Individuals only** - **Minimum age** — 13 years (The minimum age to open a transaction or savings account in person is 13 years or to open an account online is 16 years) ## Bundles - **Linked MyState Bank Glide Account or Basic Account** — Enjoy bonus interest when an eligible deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month. (Eligible deposit and Visa transaction are described on our web site.) ## More information from MyState Bank - [Overview](https://mystate.com.au/bank-accounts/transaction-accounts/glide-account/) - [Terms & conditions](https://mystate.com.au/legal/) - [Eligibility](https://mystate.com.au/legal/) - [Fees & pricing](https://mystate.com.au/legal/) - [Bundle information](https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/) ## Data provenance - Published by MyState Bank under the Consumer Data Right - Product ID: `0f637ec2-5fbf-406c-bf61-0fadc5d3ced3` - Last updated by the provider: 18 June 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/mystate-bank/0f637ec2-5fbf-406c-bf61-0fadc5d3ced3 - Provider page: https://www.cdrcompare.au/brands/mystate-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000432 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mystate-bank/products/0f637ec2-5fbf-406c-bf61-0fadc5d3ced3) — product data published by Australian data holders under the Consumer Data Right. 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