Basic Account
Ideal for customers who hold a Commonwealth Seniors Health Card, or Health Care Card or DVA Health Card or Pensioner Concession Card and have an Australian residential address.
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Trace Fee Per Transaction or Trace Search | Event | |
| Certificates Supplied This fee is charged when a certified letter or statement is required. | Event | |
| BPAY Query and Correction Fee This fee is charged when you request a trace or a correction of a BPAY transaction. | Event | |
| Monthly Account Fee Charged monthly · Free | Ongoing | |
| Transfers between your account Free | Transaction | |
| Pay someone using PayID Free | Transaction | |
| BPAY transaction Free | Transaction | |
| Direct Debit transaction Free | Transaction | |
| Transfers to another MyState customer completed by a Branch or Customer Care staff member |
Features
- Card access — Visa Debit Card.
- Digital banking
- Stay flexible anywhere and anytime with the MyState Bank app.
- Real-time payments (NPP)
- Send and receive money in less than 60 seconds.
- PayID
- Send and receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number.
- Unlimited transactions
- Unlimited Electronic and Staff Assisted transactions. A separate fee is payable for each Bank@Post transaction. A direct ATM charge may be applied by the ATM owner at the time of the transaction.
- Digital wallet — Apple Pay, Google Pay, Samsung Pay, Garmin Pay.
Eligibility
- Individuals only
- Minimum age — 13 yearsThe minimum age to open a transaction or savings account in person is 13 years or to open an account online is 16 years
- To open an account, you need to be at least 13 years old, have an Australian residential address and hold a current Commonwealth Seniors Health Card, Health Care Card, DVA Health Card or Pensioner Concession Card. If opening a joint account both customers will need to meet the above criteria
- Residency status — Australian ResidentTo open an account, you need to be at least 13 years old, have an Australian residential address and hold a current Commonwealth Seniors Health Card, Health Care Card, DVA Health Card or Pensioner Concession Card.
Bundles
Linked MyState Bank Glide Account or Basic Account
Enjoy bonus interest when an eligible deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month.
Eligible deposit and Visa transaction are described on our web site.
More Information
Published by MyState Bank under the Consumer Data Right · Last updated 18 June 2026 · Product ID 991e0d87-2c2a-445b-83bc-47def5dc236f · View on CDR.gov.au