---
title: "Bonus Saver — MyState Bank"
description: "Transaction & Savings Accounts from MyState Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mystate-bank/products/f2c94853-abb7-4c8e-ae43-66427d186380
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-18T03:34:53.610036Z
---

# Bonus Saver — MyState Bank

> Transaction & Savings Accounts from MyState Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · My State PM Production**

Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month.
Take your money out as often as you need without losing the bonus interest you've already earned.

## At a glance

- **Bonus rate:** 5% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at MyState Bank](https://application.mystate.com.au/form/msb/online-application/?account=bonussaver)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Bonus (Eligible deposit and Visa transactions are described on our web site.) | 4.95% | — | monthly |
| Bundle bonus (Enjoy bonus interest when an eligible deposit of $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month.) | 5% | Bonus_Rate $0–$500,000; Base_Rate 0%+; Tier1 | monthly |

## Features

- **PayID** (Receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number.)
- **Real-time payments (NPP)** (Receive money in less than 60 seconds.)
- **Digital banking** (Stay flexible anywhere and anytime with the MyState Bank app)

## Eligibility

- **Individuals only** (The Bonus Saver Account can be opened in a personal name however it can't be opened or operated on behalf of a deceased estate, for trustee purposes, superannuation or a business name.)
- **Minimum age** — 13 years (The minimum age to open a transaction or savings account in person is 13 years or to open an account online is 16 years)
- **To be linked to a MyState Bank Glide Account, Everyday Account or Basic Account.**

## Bundles

- **Bonus Saver** — Can be linked to Bonus Saver account.
- **Bonus Saver** — Can be linked to Bonus Saver account.

## More information from MyState Bank

- [Overview](https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/)
- [Terms & conditions](https://mystate.com.au/legal/)
- [Eligibility](https://mystate.com.au/legal/)
- [Fees & pricing](https://mystate.com.au/legal/)
- [Bundle information](https://mystate.com.au/bank-accounts/transaction-accounts/)

## Data provenance

- Published by MyState Bank under the Consumer Data Right
- Product ID: `f2c94853-abb7-4c8e-ae43-66427d186380`
- Last updated by the provider: 18 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mystate-bank/f2c94853-abb7-4c8e-ae43-66427d186380
- Provider page: https://www.cdrcompare.au/brands/mystate-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000432

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mystate-bank/products/f2c94853-abb7-4c8e-ae43-66427d186380) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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