NATIONAL AUSTRALIA BANK
Transaction & Savings Accounts
15
Embrace the flexibility of only paying for what you need
A specialised transaction account for select industries or business-types that want to earn interest on every dollar.
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
Access your savings whenever you need them, without affecting your interest rate.
Get greater certainty of your costs with a flat monthly fee.
An online savings account earning interest on every dollar when your balance is $10,000 or more.
Manage your investment cash flows with an investment-friendly transaction account
A transaction account for your not-for-profit organisation or community group.
Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.
Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fee.
Your no interest, fee-free way to split the cost of your purchases into four simple repayments over six weeks.
A transaction account for Corporate, Institutional and large business customers.
An 'at call', interest bearing deposit account for investors with at least $500,000 to invest.
A transaction account designed for customers who frequently make or receive payments in a foreign currency.
If you’re in the building industry, NAB Project Trusts can help avoid untimely, incorrect and non-payments.
Term Deposits
2Enjoy a competitive interest rate and the ability to choose a term that suits your needs
Our Farm Management Deposit can help you manage risks in these tough times. We’re now also offering an interest rate concession on eligible business loans to customers with a FMD.
Home Loans
4As one of the first Defence Home Ownership Assistance Scheme (DHOAS) approved home loan providers, we’re committed to serving those who serve. Whether you’re still in the Australian Defence Force (ADF) or transitioning out, NAB is there for you. ADF members are eligible to apply for a NAB Defence Force Home Loan provided they satisfy the requirements under the DHOAS.
Home loans for every need with tools, calculators and guides to help you choose.
Take advantage of our simple, low-rate home loan with no monthly or annual servicing fees.
A variable‑rate line of credit designed for bridging finance of up to 12 months when buying a new home before selling your existing one. It offers flexible access to funds, interest‑only repayments, and the ability to make extra repayments during the bridging period
Credit & Charge Cards
10If you’re a small business, our low rate business credit card can help you manage your cash flow.
With a business credit card, earn and redeem NAB Rewards Points.
Manage your employee's business expenses by giving them their own charge card.
Get more from your business credit card purchases. Maximise your Qantas Points.
The Qantas Rewards Signature card gives customers the opportunity to be rewarded for the purchases they make by earning Qantas Frequent Flyer points at the fastest rate. Includes Signature benefits, including complimentary insurances.
Earn Qantas Points and enjoy platinum services and complimentary insurances
Enjoy our lowest annual card fee of only $30 and our special cashback offer.
A simple low interest rate credit card with your choice of offers: get a promotional balance transfer or select our cash back offer
The new NAB Rewards Signature Card allows you to earn points with premium services and complimentary insurances.
Earn NAB Rewards Points and enjoy platinum services and complimentary insurances
Personal Loans
2With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.
Buy a car with your NAB Car Loan. Apply in minutes with same-day pre-approval and funds within one business day of us agreeing the loan
Business Loans
4An easy to understand medium to long term business loan up to $1 million, ideal for growing your business.
Grow your investments beyond property. Diversify and invest in financial assets with loans starting from $10K.
Fast, unsecured business lending made easy, giving you access to funds to grow, run and invest in your business.
The easy way to purchase vehicles or equipment. Keep money in your business with no upfront deposit. Indicative online rates from 7.49%.
Overdrafts
2An unsecured business overdraft is a line of credit that you can easily access anytime.
Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.
Leases
3Rent the vehicle or equipment your business needs and return it at the end of the lease.
Hire the vehicle or equipment your business needs with no upfront deposit and own it at the end of the hire period.
Choose the vehicle you want with salary packaging, providing a range of benefits for businesses and employees.
Margin Loans
2With great service and competitive interest rates, we can help you take advantage of investment opportunities, both domestically and internationally.
A limited recourse margin loan designed specifically for Self Managed Super Funds who want to invest in shares and managed funds.
Regulated Trust Accounts
2A transaction account to keep your clients’ money in trust and meet your industry’s regulatory requirements.
A transaction account to hold the security deposit paid by the Tenant to a Landlord under a lease in relation to a 'retail premises' in Victoria.
Data published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · ABN 12004044937 · Register entry updated 1 July 2026 · View on CDR.gov.au