NAB Personal Loan
With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.
- From
- 7.5%
- 8.41% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range | 7.5% | 8.41% | Fixed Rate Loan Minimum Rate |
| Variable The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range | 7.5% | 8.41% | — |
| Fixed · 7 years The rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range | 22% | 22.29% | Fixed Rate Loan Maximum Rate |
| Variable The rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range | 22% | 22.29% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront per plan | $0.00 |
| Monthly Fee Charged monthly | Ongoing | $15.00 |
Features
- Redraw facility — Redraw available with variable rate loans
- Digital banking — Customer can access and manage their personal loan online
- Extra repayments — The customer is able to make additional repayments without any penalties or fees (including fixed rate loans).
- Notifications — The customer will receive updates on their application and account once opened
- SMS updates on the progress of their application, as well as SMS reminders when their repayments are due
Eligibility
- Individuals only
- Residency status — An Australian or New Zealand citizen, an Australian Permanent Resident or have an acceptable Temporary Residency Visa
- Minimum age — 18 years18 years or older
- Lending criteria apply
Constraints
- Maximum limit — $55,000.00All loans must be in multiples of $100.
- Minimum limit — $5,000.00All loans must be in multiples of $100.
More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 8 May 2026 · Product ID 0979061d-8020-4c70-93f0-7b2c20bb4f12 · View on CDR.gov.au