---
title: "NAB Personal Loan — NATIONAL AUSTRALIA BANK"
description: "Personal Loans from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/national-australia-bank/products/0979061d-8020-4c70-93f0-7b2c20bb4f12
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-31T13:59:59Z
---

# NAB Personal Loan — NATIONAL AUSTRALIA BANK

> Personal Loans from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.

## At a glance

- **From:** 7.5% (8.41% comparison)

## Apply

Applications are handled by the provider: [Apply at NATIONAL AUSTRALIA BANK](https://www.nab.com.au/personal/personal-loans/personal-loans-checklist)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years (The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range) | 7.5% | 8.41% | Fixed Rate Loan Minimum Rate 12–84 months |
| Variable (The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range) | 7.5% | 8.41% | — |
| Fixed · 7 years (The rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range) | 22% | 22.29% | Fixed Rate Loan Maximum Rate 12–84 months |
| Variable (The rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. · Risk-based in between the advertise rate range) | 22% | 22.29% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee | Upfront per plan | $250.00 |
| Monthly Fee — Charged monthly | Ongoing | $15.00 |

## Features

- **Redraw facility** — Redraw available with variable rate loans
- **Digital banking** — Customer can access and manage their personal loan online
- **Extra repayments** — The customer is able to make additional repayments without any penalties or fees (including fixed rate loans).
- **Notifications** — The customer will receive updates on their application and account once opened (SMS updates on the progress of their application, as well as SMS reminders when their repayments are due)

## Eligibility

- **Individuals only**
- **Residency status** — An Australian or New Zealand citizen, an Australian Permanent Resident or have an acceptable Temporary Residency Visa
- **Minimum age** — 18 years (18 years or older)
- **Lending criteria apply**

## Constraints

- **Maximum limit** — $55,000.00 (All loans must be in multiples of $100.)
- **Minimum limit** — $5,000.00 (All loans must be in multiples of $100.)

## More information from NATIONAL AUSTRALIA BANK

- [Overview](https://www.nab.com.au/personal/personal-loans)
- [Terms & conditions](https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-loan-agreement-general-terms)
- [Eligibility](https://www.nab.com.au/personal/personal-loans/how-to-apply)
- [Fees & pricing](https://www.nab.com.au/personal/personal-loans)

## Data provenance

- Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right
- Product ID: `0979061d-8020-4c70-93f0-7b2c20bb4f12`
- Last updated by the provider: 31 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/national-australia-bank/0979061d-8020-4c70-93f0-7b2c20bb4f12
- Provider page: https://www.cdrcompare.au/brands/national-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000004

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/national-australia-bank/products/0979061d-8020-4c70-93f0-7b2c20bb4f12) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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