---
title: "NAB Retirement Account — NATIONAL AUSTRALIA BANK"
description: "Transaction & Savings Accounts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/national-australia-bank/products/11662a88-dfad-489a-b1c0-d837ff49ea27
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-15T13:59:59Z
---

# NAB Retirement Account — NATIONAL AUSTRALIA BANK

> Transaction & Savings Accounts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.

## At a glance

- **Base rate:** 2.2%

## Apply

Applications are handled by the provider: [Apply at NATIONAL AUSTRALIA BANK](https://www.nab.com.au/personal/accounts/transaction-accounts/nab-retirement-account)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Penalty (Not applicable) | 20% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable ($1 - $9,999 · Not applicable) | 0.15% | $1 - $9,999 | every 3 months |
| Variable ($10,000 - $49,999 · Not applicable) | 1.55% | $10,000 - $49,999 | every 3 months |
| Variable ($50,000 - $249,999 · Not applicable) | 2.05% | $50,000 - $249,999 | every 3 months |
| Variable ($250,000 plus · Not applicable) | 2.2% | $250,000 plus | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly Account Fees — Charged monthly | Ongoing | $0.00 |
| Overdrawn Fee | Event | $0.00 |
| Monthly Card Fee — Charged monthly · if platinum debit card is linked | Ongoing | $10.00 |
| International transaction single currency — Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | Transaction | 3.5% of transaction |
| International transaction multi currency — Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | Transaction | 3.5% of transaction |
| Balance enquiry (Overseas ATM) — Section 2 - Service Fees Account Related Services Overseas access | Transaction | $1.00 |
| ATM cash withdrawal fee (Overseas) | Transaction | $5.00 |

## Features

- **Card access** — NAB Visa Debit Card; NAB Platinum Visa Debit Card
- **Real-time payments (NPP)**
- **PayID**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Garmin Pay
- **Unlimited transactions**
- **Digital banking**
- **Bill payment (BPAY)** — Bpay
- **Additional cards**
- **Cashback offer** — If linked to Platinum Visa Debit card (PVD) - 1% cashback on contactless purchases
- **Insurance included** — If a NAB Visa Debit card is linked, purchase protection insurance is available. 
If a NAB Platinum Visa Debit card is linked, complimentary insurance is available.
- **Fraud protection**

## Eligibility

- **Minimum age** — 55 years (To be over 55 and retired, or receiving a Government pension or allowance)
- **To be over 55 and retired, or receiving a Government pension or allowance**
- **Individuals only**

## More information from NATIONAL AUSTRALIA BANK

- [Overview](https://www.nab.com.au/personal/accounts/transaction-accounts/nab-retirement-account)
- [Terms & conditions](https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-transaction-and-savings-products)
- [Eligibility](https://www.nab.com.au/personal/accounts/transaction-accounts/nab-retirement-account)
- [Fees & pricing](https://www.nab.com.au/personal/interest-rates-fees-and-charges)

## Data provenance

- Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right
- Product ID: `11662a88-dfad-489a-b1c0-d837ff49ea27`
- Last updated by the provider: 15 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/national-australia-bank/11662a88-dfad-489a-b1c0-d837ff49ea27
- Provider page: https://www.cdrcompare.au/brands/national-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000004

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/national-australia-bank/products/11662a88-dfad-489a-b1c0-d837ff49ea27) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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