---
title: "NAB Business Card — NATIONAL AUSTRALIA BANK"
description: "Credit & Charge Cards from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/national-australia-bank/products/5f5dfdb4-43b1-41e6-923e-546bb801e026
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T13:59:59Z
---

# NAB Business Card — NATIONAL AUSTRALIA BANK

> Credit & Charge Cards from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Manage your employee's business expenses by giving them their own charge card.

## At a glance

- **Purchase rate:** 16.5%

## Apply

Applications are handled by the provider: [Apply at NATIONAL AUSTRALIA BANK](https://www.nab.com.au/business/business-cards/nab-business-card)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Cash advance (Not applicable) | 16.5% | — | — |
| Purchase (Not applicable) | 16.5% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly Card Fee — Charged monthly · NAB may waive or discount fees at its discretion, as part of a package or promotional offer. | Ongoing | $9.00 |
| Late Payment Fee | Event | $15.00 |
| International Transaction Multi-Currency | Transaction | 3% of transaction |
| International Transaction Single Currency | Transaction | 3% of transaction |
| Cash Advance Fee — Minimum of $3.00 | Transaction | 3% of transaction |

## Features

- **Card access** — NAB Business Visa Credit Card
- **Additional cards** — up to 1000
- **Unlimited transactions**
- **Insurance included** — Unauthorised Transaction Insurance (Complimentary)
- **Interest-free period** — 35 days (Enjoy 35 days interest-free on business purchases (excludes cash advances))
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Garmin Pay
- **Digital banking**
- **Bill payment (BPAY)** — BPAY
- **Discounts on other products** — Visa Business Offers (NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.)
- **VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile**
- **Fraud protection
NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.**
- **Fraud protection**
- **Guarantor supported**
- **Relationship management**

## Eligibility

- **Business customers**
- **Minimum age** — 18 years
- **Minimum turnover** — $75,000.00 p.a.
- **Residency status** — Must be an Australian citizen or permanent resident
- **Have 12 months of business financial data.**
- **Registered for GST**
- **Have a valid ABN/ACN**

## Constraints

- **Minimum limit** — $5,000.00 (Account limit)
- **Minimum limit** — $1,000.00 (Card limit)
- **Maximum limit** — $18,000,000.00

## More information from NATIONAL AUSTRALIA BANK

- [Overview](https://www.nab.com.au/business/business-cards/nab-business-card)
- [Terms & conditions](https://www.nab.com.au/business/business-credit-cards/terms-conditions)
- [Eligibility](https://www.nab.com.au/business/business-cards/nab-business-card)
- [Fees & pricing](https://www.nab.com.au/business/tools/rates-fees-and-charges#commercial)

## Data provenance

- Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right
- Product ID: `5f5dfdb4-43b1-41e6-923e-546bb801e026`
- Last updated by the provider: 1 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/national-australia-bank/5f5dfdb4-43b1-41e6-923e-546bb801e026
- Provider page: https://www.cdrcompare.au/brands/national-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000004

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/national-australia-bank/products/5f5dfdb4-43b1-41e6-923e-546bb801e026) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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