---
title: "NAB QuickBiz Overdraft — NATIONAL AUSTRALIA BANK"
description: "Overdrafts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/national-australia-bank/products/74a3b3bc-af32-441c-b4cd-c38c8717fd56
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-15T13:59:59Z
---

# NAB QuickBiz Overdraft — NATIONAL AUSTRALIA BANK

> Overdrafts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts**

An unsecured business overdraft is a line of credit that you can easily access anytime.

## At a glance

- **From:** 16.25% (Variable)

## Apply

Applications are handled by the provider: [Apply at NATIONAL AUSTRALIA BANK](https://www.nab.com.au/business/loans-and-finance/business-overdrafts/nab-quickbiz-overdraft)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (NAB may discount the purchase rate at its discretion, including for promotional purposes. · Based on customer relationship) | 16.25% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Service fee — Charged monthly · A service fee of 1.75% per annum of the Overdraft limit is charged monthly on the last banking day. | Ongoing | 1.75% of balance |

## Features

- **Card access** — NAB Visa Credit Card
- **Digital banking** — Customer can access their Overdraft through digital banking channels. (Up to one additional cardholder)
- **Real-time payments (NPP)** — Customers can receive NPP payments into their Overdraft (through the attached transaction account)
- **PayID** — Customers can send NPP payments from their Overdraft (through the attached transaction account)
- **Overdraft available** — QuickBiz Overdraft Product is an 'Overdraft' limit that is applied to a transaction account.
- **Relationship management** — Pricing & Overdraft limits are managed by Relationship Managers/Bankers.
- **Unlimited transactions** — Allows unlimited transactions for the overdraft up to the limit

## Eligibility

- **Business customers** (A sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust)
- **Minimum age** — 18 years
- **Minimum turnover** — $75,000.00 p.a.
- **Operated under your current registered ABN/ACN for more than 12 months**
- **Registered for GST**
- **You have a business and residential address in Australia.**
- **Other lending criteria apply.**

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $50,000.00

## More information from NATIONAL AUSTRALIA BANK

- [Overview](https://www.nab.com.au/business/loans-and-finance/business-overdrafts/nab-quickbiz-overdraft)
- [Terms & conditions](https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/loans/nab-business-lending-general-terms.pdf)
- [Eligibility](https://www.nab.com.au/business/loans-and-finance/business-overdrafts/nab-quickbiz-overdraft)
- [Fees & pricing](https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges)

## Data provenance

- Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right
- Product ID: `74a3b3bc-af32-441c-b4cd-c38c8717fd56`
- Last updated by the provider: 15 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/national-australia-bank/74a3b3bc-af32-441c-b4cd-c38c8717fd56
- Provider page: https://www.cdrcompare.au/brands/national-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000004

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/national-australia-bank/products/74a3b3bc-af32-441c-b4cd-c38c8717fd56) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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