NAB QuickBiz Overdraft
OverdraftsData Sharing Status
An unsecured business overdraft is a line of credit that you can easily access anytime.
- From
- 16.25%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable NAB may discount the purchase rate at its discretion, including for promotional purposes. · Based on customer relationship | 16.25% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Service fee Charged monthly · A service fee of 1.75% per annum of the Overdraft limit is charged monthly on the last banking day. | Ongoing | 1.75% of balance |
Features
- Card access — NAB Visa Credit Card
- Digital banking — Customer can access their Overdraft through digital banking channels.
- Up to one additional cardholder
- Real-time payments (NPP) — Customers can receive NPP payments into their Overdraft (through the attached transaction account)
- PayID — Customers can send NPP payments from their Overdraft (through the attached transaction account)
- Overdraft available — QuickBiz Overdraft Product is an 'Overdraft' limit that is applied to a transaction account.
- Relationship management — Pricing & Overdraft limits are managed by Relationship Managers/Bankers.
- Unlimited transactions
Eligibility
- Business customersA sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust
- Minimum age — 18 years
- Minimum turnover — $75,000.00 p.a.
- Operated under your current registered ABN/ACN for more than 12 months
- Registered for GST
- You have a business and residential address in Australia.
- Other lending criteria apply.
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $50,000.00
More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 15 May 2026 · Product ID 74a3b3bc-af32-441c-b4cd-c38c8717fd56 · View on CDR.gov.au