NAB Business Overdraft
OverdraftsData Sharing Status
Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.
- From
- 10.72%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Customer margin may apply · Based on customer relationship | 10.72% | — | Business Overdraft Prime |
| Variable Customer margin may apply · Based on customer relationship | 10.72% | — | Benchmark |
| Variable Customer margin may apply · Based on customer relationship | 10.72% | — | Base Rate |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee NAB may waive or discount fees at its discretion, as part of a package or promotional offer. | Upfront | 0.75% of balance |
| Service Fee Charged monthly | Ongoing | 0.75% of balance |
| Renewal Fee | Upfront per plan | $250.00 |
Features
- Card access — NAB Business Visa Debit Card
- Unlimited transactions — Allows unlimited transactions for the overdraft up to the limit
- Allows unlimited transactions for the overdraft up to the limit
- Digital banking — Customer can access their Overdraft through digital banking channels.
- Guarantor supported — Customer can secure their Overdraft facility as a guarantor.
- Real-time payments (NPP) — Customers can receive NPP payments into their Overdraft (through the attached transaction account)
- PayID — Customers can send NPP payments from their Overdraft (through the attached transaction account)
- Overdraft available
Eligibility
- Lending criteria apply
Constraints
- Minimum limit — $20,000.00
More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 15 May 2026 · Product ID 88e4d085-8981-4f5e-93d0-05609fd30efd · View on CDR.gov.au