---
title: "NAB Business Overdraft — NATIONAL AUSTRALIA BANK"
description: "Overdrafts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/national-australia-bank/products/88e4d085-8981-4f5e-93d0-05609fd30efd
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-15T13:59:59Z
---

# NAB Business Overdraft — NATIONAL AUSTRALIA BANK

> Overdrafts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts**

Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.

## At a glance

- **From:** 10.72% (Variable)

## Apply

Applications are handled by the provider: [Apply at NATIONAL AUSTRALIA BANK](https://www.nab.com.au/business/loans-and-finance/business-overdrafts/nab-business-overdraft)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Customer margin may apply · Based on customer relationship) | 10.72% | — | Business Overdraft Prime $1+ |
| Variable (Customer margin may apply · Based on customer relationship) | 10.72% | — | Benchmark $1+ |
| Variable (Customer margin may apply · Based on customer relationship) | 10.72% | — | Base Rate $1+ |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Applies for 1 month · NAB may waive or discount fees at its discretion, as part of a package or promotional offer. | Upfront | 0.75% of balance |
| Service Fee — Charged monthly | Ongoing | 0.75% of balance |
| Renewal Fee — Applies for 3 months | Upfront per plan | $250.00 |

## Features

- **Card access** — NAB Business Visa Debit Card
- **Unlimited transactions** — Allows unlimited transactions for the overdraft up to the limit (Allows unlimited transactions for the overdraft up to the limit)
- **Digital banking** — Customer can access their Overdraft through digital banking channels.
- **Guarantor supported** — Customer can secure their Overdraft facility as a guarantor.
- **Real-time payments (NPP)** — Customers can receive NPP payments into their Overdraft (through the attached transaction account)
- **PayID** — Customers can send NPP payments from their Overdraft (through the attached transaction account)
- **Overdraft available** — Business Overdraft Product is an 'Overdraft' limit that is applied to a transaction account.
- **Relationship management** — Pricing & Overdraft limits are managed by Relationship Managers/Bankers.

## Eligibility

- **Lending criteria apply**

## Constraints

- **Minimum limit** — $20,000.00

## More information from NATIONAL AUSTRALIA BANK

- [Overview](https://www.nab.com.au/business/loans-and-finance/business-overdrafts/nab-business-overdraft)
- [Terms & conditions](https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/loans/nab-business-lending-general-terms.pdf)
- [Fees & pricing](https://www.nab.com.au/business/tools/rates-fees-and-charges)

## Data provenance

- Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right
- Product ID: `88e4d085-8981-4f5e-93d0-05609fd30efd`
- Last updated by the provider: 15 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/national-australia-bank/88e4d085-8981-4f5e-93d0-05609fd30efd
- Provider page: https://www.cdrcompare.au/brands/national-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000004

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/national-australia-bank/products/88e4d085-8981-4f5e-93d0-05609fd30efd) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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