NAB Low Rate Business Card
If you’re a small business, our low rate business credit card can help you manage your cash flow.
- Purchase rate
- 13.99%
- Annual fee
- $60.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Introductory · 1 year Introductory interest rate Offer commenced on 4 February 2019. The special introductory interest rate of 0% p.a. on purchases applies for 12 months from the date your account is opened by NAB. At the end of the 12 months, any purchase amounts owing will attract the interest rate for purchases that is then applicable to your account, which is equal to the NAB Low Rate Business Card rate advertised on nab.com.au and is subject to change. Minimum monthly repayments must be made by the due date each month. · Not applicable | 0% | — | — |
| Purchase Not applicable | 13.99% | — | — |
| Cash advance Not applicable | 13.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Card Fee Charged yearly · NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
| Ongoing | $60.00 |
| Late Payment Fee | Event | $15.00 |
| International Transaction Fee Single Currency | Transaction | 3% of transaction |
| International Transaction Fee Multi-Currency | Transaction | 3% of transaction |
| Cash Advance Fee Minimum fee is $3.00 | Transaction | 3% of transaction |
Features
- Card access — NAB Business Visa Credit Card
- Additional cards — up to 1000
- Unlimited transactions
- Interest-free period — 55 days
- Up to 55 interest free days on business purchases.
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet
Eligibility
- Business customers
- Minimum age — 18 years
- Minimum turnover — $75,000.00 p.a.
- Residency status — Must be an Australian citizen or permanent resident
- Have 12 months of business financial data.
- Registered for GST
- Have a valid ABN/ACN
Constraints
- Minimum limit — $5,000.00Account limit
- Minimum limit — $1,000.00Card limit
- Maximum limit — $18,000,000.00
More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 1 June 2026 · Product ID aea04112-8a33-4d90-991a-b30ad00699a8 · View on CDR.gov.au