NAB Rewards Platinum Card
Earn NAB Rewards Points and enjoy platinum services and complimentary insurances
- Purchase rate
- 20.99%
- Annual fee
- $195.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Introductory · 1 year 0% p.a. for 12 months standard balance transfer rate. 3% balance transfer fee applies. NAB may offer different introductory rates at its discretion, including for promotional purposes. · Not applicable | 0% | — | — |
| Purchase NAB may discount the purchase rate at its discretion, including for promotional purposes. · Not applicable | 20.99% | — | — |
| Cash advance Not applicable | 21.74% | — | — |
| Balance transfer Not applicable | 21.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Card Fee Charged yearly · NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
| Ongoing | $195.00 |
| International Transaction Fee Single-currency | Transaction | 3.5% of transaction |
| International Transaction Fee Multi-currency | Transaction | 3.5% of transaction |
| Cash Advance Fee Minimum fee is $3.5 | Transaction | 3.5% of transaction |
| Late Payment Fee Debited after day on which payment due if balance of account is $50 or more | Event | $20.00 |
Features
- Card access — NAB Visa Credit Card
- Additional cards — up to 1
- Up to one additional cardholder
- Unlimited transactions
- Loyalty program — NAB Rewards
- Earn points on your every day transactions and there is no limit to the amount of points you can earn each month Earn 2 NAB Rewards points On purchases made online with Webjet via the NAB Rewards Store or on webjet.com.au. Earn 1.5 NAB Rewards points at eligible Grocery Stores. Eligibility for additional points at Grocery stores is determined by a merchant’s Merchant Category Code (MCC). An eligible Grocery store is a merchant whose MCC is designated as 5411 Grocery Stores. NAB is not responsible for designating MCCs and has no control over the same. You’re unable to get bonus points if you use an intermediary platform such as PayPal or a delivery platform such as Uber Eats for these transactions. Earn 1 NAB Rewards Point on all other eligible transactions. NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.
- Insurance included — Complimentary International Travel Insurance
Eligibility
- Minimum age — 18 years
- Residency status — Must be an Australian resident
- Individuals only
- Lending criteria apply
Constraints
- Minimum limit — $6,000.00
Bundles
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More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 5 January 2026 · Product ID c43ad795-9db1-4e1f-a7f5-845714ecedfd · View on CDR.gov.au · View Source Data (JSON)