---
title: "NAB Classic Banking — NATIONAL AUSTRALIA BANK"
description: "Transaction & Savings Accounts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/national-australia-bank/products/f5fe3ee4-b6c0-4419-975f-8ce5469f2ba3
source: "CDR Compare"
language: en-AU
last_updated: 2026-01-06T13:59:59Z
---

# NAB Classic Banking — NATIONAL AUSTRALIA BANK

> Transaction & Savings Accounts from NATIONAL AUSTRALIA BANK. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fee.

## At a glance

- **Base rate:** 0%

## Apply

Applications are handled by the provider: [Apply at NATIONAL AUSTRALIA BANK](https://www.nab.com.au/common/forms/account-card-application#?products=nab-classic-banking-account&own_cid=18152-1)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Penalty (Default interest · Not applicable) | 20% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Not applicable) | 0% | — | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly Account Fee — Charged monthly | Ongoing | $0.00 |
| Overdrawn Fee | Event | $0.00 |
| Monthly Card Fee — Charged monthly · if platinum debit card active | Ongoing | $10.00 |
| International transaction single currency — Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | Transaction | 3.5% of transaction |
| International transaction multi currency — Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | Transaction | 3.5% of transaction |
| Balance enquiry (Overseas ATM) — Section 2 - Service Fees Account Related Services Overseas access | Transaction | $1.00 |
| ATM cash withdrawal fee (Overseas) — Section 2 - Service Fees Account Related Services Overseas access | Transaction | $5.00 |
| Transaction fee | Transaction | $0.00 |

## Features

- **Card access** — NAB Visa Debit Card; NAB Platinum Visa Debit Card
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Garmin Pay
- **PayID**
- **Real-time payments (NPP)**
- **Unlimited transactions**
- **Digital banking**
- **Bill payment (BPAY)** — Bpay
- **Additional cards**
- **Cashback offer**
- **Fraud protection**
- **Insurance included** — If a NAB Visa Debit card is linked, purchase protection insurance is available. 
If a NAB Platinum Visa Debit card is linked, complimentary insurance is available.
- **Funds available after** — 12 months

## Eligibility

- **Individuals only**
- **Residency status** — A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers

## More information from NATIONAL AUSTRALIA BANK

- [Overview](https://www.nab.com.au/personal/accounts/transaction-accounts/nab-classic-banking)
- [Terms & conditions](https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-transaction-and-savings-products)
- [Eligibility](https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-transaction-and-savings-products#parta4)
- [Fees & pricing](https://www.nab.com.au/personal/help-and-guidance/terms-and-conditions-for-personal-products/personal-transaction-and-savings-products#parta12)

## Data provenance

- Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right
- Product ID: `f5fe3ee4-b6c0-4419-975f-8ce5469f2ba3`
- Last updated by the provider: 6 January 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/national-australia-bank/f5fe3ee4-b6c0-4419-975f-8ce5469f2ba3
- Provider page: https://www.cdrcompare.au/brands/national-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000004

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/national-australia-bank/products/f5fe3ee4-b6c0-4419-975f-8ce5469f2ba3) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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