NAB Classic Banking
Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fee.
- Base rate
- 0%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty Default interest · Not applicable | 20% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Not applicable | 0% | — | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Fee Charged monthly | Ongoing | $0.00 |
| Overdrawn Fee | Event | $0.00 |
| Monthly Card Fee Charged monthly · if platinum debit card active | Ongoing | $10.00 |
| International transaction single currency Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | Transaction | 3.5% of transaction |
| International transaction multi currency Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | Transaction | 3.5% of transaction |
| Balance enquiry (Overseas ATM) Section 2 - Service Fees Account Related Services Overseas access | Transaction | $1.00 |
| ATM cash withdrawal fee (Overseas) Section 2 - Service Fees Account Related Services Overseas access |
Features
- Card access — NAB Visa Debit Card; NAB Platinum Visa Debit Card
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Garmin Pay
- PayID
- Real-time payments (NPP)
- Unlimited transactions
Eligibility
- Individuals only
- Residency status — A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers
More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 6 January 2026 · Product ID f5fe3ee4-b6c0-4419-975f-8ce5469f2ba3 · View on CDR.gov.au · View Source Data (JSON)