NAB Low Fee Card
Enjoy our lowest annual card fee of only $30 and our special cashback offer.
- Purchase rate
- 20.99%
- Annual fee
- $49.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer 0% p.a. for 12 months standard balance transfer rate. 3% balance transfer fee applies. NAB may offer different introductory rates at its discretion, including for promotional purposes. · Not applicable | 0% | — | — |
| Purchase NAB may discount the purchase rate at its discretion, including for promotional purposes. · Not applicable | 20.99% | — | — |
| Cash advance Not applicable | 21.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual fee Charged yearly · NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
| Ongoing | $49.00 |
| International transaction single currency | Transaction | 3.5% of transaction |
| International transaction multi currency | Transaction | 3.5% of transaction |
| Cash advance | Cash advance | 3.5% of transaction |
| Late payment | Event | $20.00 |
Features
- Card access — NAB Visa Credit Card
- Additional cards — up to 1
- Up to one additional cardholder. Additional cardholder must be 16 years of age or older.
- Unlimited transactions
- Balance transfers
- 3% fee NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.
- Interest-free period — 44 days
- Up to 44 interest free days on purchases
- Digital banking
- Bill payment (BPAY) — BPAY
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Must be an Australian resident
- Lending criteria apply
Constraints
- Minimum limit — $1,000.00
Bundles
NAB Private Tailored Package
The NAB private tailored package is an exclusive package specifically designed for nab private clients of national australia bank (NAB). we offer through the package a wide range of concessions and benefits on many of nab’s most competitive products.
NAB Portfolio Package
The NAB Portfolio Package is designed to provide a wide range of discounts and extra benefits .
NAB Private Portfolio Package
The NAB private portfolio package is an exclusive package specifically designed for nab private clients of national australia bank (NAB). we offer through the package a wide range of concessions and benefits on many of nab’s most competitive products.
More Information
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right · Last updated 28 April 2026 · Product ID fbce13b1-77db-4226-9f55-9028ee31884f · View on CDR.gov.au · View Source Data (JSON)