Everyday Account
Transaction & Savings AccountsData Sharing Status
A flexible everyday account designed to help make banking easier offering a wide range of transactional facilities and unlimited free everyday transactions.
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Credit interest you earn is worked out as tiered interest using the annual rate divided by 365 on the daily opening balance and paid six monthly to the account on the last day of June and December. | 0.01% | Entire Balance | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee Capped at $0.00 · Unascertainable | Withdrawal | Variable |
| Real Time Gross Settlements (RTGS) - Inward NPBS fee Capped at $0.00 | Deposit | $12.00 |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee Capped at $0.00 · Unascertainable | Deposit | Variable |
| Financial Institution Cheque Replacement Capped at $0.00 | Replacement | $15.00 |
| Account Overdrawn | Event | $5.00 |
| Visa Cash Advance Capped at $0.00 | Cash advance | $5.00 |
| Card Replacement Overseas Capped at $0.00 | Replacement | $100.00 |
Features
- Real-time payments (NPP)
- OSKO
- Card access — Option of Visa Debit Card OR cashcard
- Digital banking
- Internet Banking and Mobile Banking
- Unlimited transactions
- Unlimited free everyday transactions for: Automatic Transfers, Direct Debit Request, Internet banking, ATM Withdrawal (NP), BPAY, Visa Debit card purchase (when pressing the credit button), EFTPOS, Cheque Clearance, and Branch Withdrawal. Subject to amount limits.
- Bill payment (BPAY) — BPAY View
- PayID
- OSKO
- Digital wallet — Apple Pay
- Available for Visa cards only.
Eligibility
- Residency status — Available to permanent Australian Residents
- Individuals onlyThis account is for personal use by individuals (no age restrictions apply) including for Trusts and Self-Managed Superannuation Funds (SMSF) with personal trustees.
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 24 June 2026 · Product ID AC_everyday · View on CDR.gov.au