Everyday Account with 100pc interest offset
Transaction & Savings AccountsData Sharing Status
A flexible everyday account designed to help make banking easier offering a wide range of transactional facilities and unlimited free everyday transactions.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Entire balance $0+ | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Financial Institution Cheque Replacement Capped at $0.00 | Replacement | $15.00 |
| Real Time Gross Settlements (RTGS) - Inward NPBS fee Capped at $0.00 | Deposit | $12.00 |
| Visa Cash Advance Capped at $0.00 | Cash advance | $5.00 |
| Foreign Currency Conversion Capped at $0.00 | Purchase | 3% of transaction |
| Document and Miscellaneous Service Capped at $0.00 · $60/hour (min $10/copy) | Enquiry | Variable |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee Capped at $0.00 · Unascertainable | Withdrawal | Variable |
| Card Replacement Overseas Capped at $0.00 | Replacement | $100.00 |
Features
- Real-time payments (NPP)
- OSKO
- Digital banking
- Internet Banking and Mobile Banking
- Bill payment (BPAY) — BPAY View
- Card access — Option of Visa Debit Card OR cashcard
- PayID
- OSKO
- Unlimited transactions
- Unlimited free everyday transactions for: Automatic Transfers, Direct Debit Request, Internet banking, ATM Withdrawal (NP), BPAY, Visa Debit card purchase (when pressing the credit button), EFTPOS, Cheque Clearance, and Branch Withdrawal. Subject to amount limits.
- Digital wallet — Google Pay
- Available for Visa cards only.
Eligibility
- Individuals onlyThis account is for personal use by individuals (no age restrictions apply) including for Trusts and Self-Managed Superannuation Funds (SMSF) with personal trustees.
- Residency status — Available to permanent Australian Residents
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 25 June 2026 · Product ID AC_everydayoffset100 · View on CDR.gov.au · View Source Data (JSON)