---
title: "Online Savings Account (including Intro) — Newcastle Permanent Building Society"
description: "Transaction & Savings Accounts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/AC_onlinesavings
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-25T00:00:00+10:00
---

# Online Savings Account (including Intro) — Newcastle Permanent Building Society

> Transaction & Savings Accounts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Newcastle Permanent**

This high interest at-call savings account is designed to offer maximum flexibility with no monthly account or transaction fees.

## At a glance

- **Base rate:** 1%
- **Intro rate:** 4% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Newcastle Permanent Building Society](https://www.newcastlepermanent.com.au/tools-and-services/apply-for-a-product)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Introductory · 3 months | 4% | Entire Balance $0–$99,999,999.99 | monthly |
| Variable | 1% | Entire Balance $0+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Real Time Gross Settlements (RTGS) — Capped at $0.00 · When you send an RTGS | Withdrawal | $30.00 |
| Document and Miscellaneous Service — Capped at $0.00 ·  $60/hour (min $10/copy) | Enquiry | Variable |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee — Capped at $0.00 · Unascertainable | Withdrawal | Variable |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee — Capped at $0.00 · Unascertainable | Deposit | Variable |
| Real Time Gross Settlements (RTGS) - Inward NPBS fee — Capped at $0.00 | Deposit | $12.00 |

## Features

- **Unlimited transactions** (Subject to amount limits)
- **PayID** (OSKO)
- **Digital banking** (Internet Banking and Mobile Banking)
- **Real-time payments (NPP)** (OSKO)

## Eligibility

- **Residency status** — Available to permanent Australian Residents 
- **Individuals only** (This account is for personal use by individuals (no age restrictions apply) including for Trusts and Self-Managed Superannuation Funds (SMSF) with personal trustees.)
- **All account owners have an Everyday Account or a Home Loan or a Credit Facility with Newcastle Permanent**

## More information from Newcastle Permanent Building Society

- [Overview](https://www.newcastlepermanent.com.au/personal/saving-accounts/online-savings-account)
- [Terms & conditions](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions)
- [Eligibility](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions)
- [Fees & pricing](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions)

## Data provenance

- Published by Newcastle Permanent Building Society under the Consumer Data Right
- Product ID: `AC_onlinesavings`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/newcastle-permanent-building-society/AC_onlinesavings
- Provider page: https://www.cdrcompare.au/brands/newcastle-permanent-building-society
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000299

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/AC_onlinesavings) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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