Online Savings Account (including Intro)
This high interest at-call savings account is designed to offer maximum flexibility with no monthly account or transaction fees.
- Base rate
- 1%
- Intro rate
- 4%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable To be eligible to receive interest all account owners must hold an Everyday Account, Home Loan or a Credit Facility with Newcastle Permanent | 1% | Entire Balance $0+ | monthly |
| Introductory · 3 months The Introductory Bonus Rate is available on a new Online Savings Account if all account owners have not been eligible to receive the Introductory Bonus Rate on any other Online Savings Account in the previous 6 months. | 4% | Entire Balance $0–$99,999,999.99 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Real Time Gross Settlements (RTGS) - Inward NPBS fee Capped at $0.00 | Deposit | $12.00 |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee Capped at $0.00 · Unascertainable | Deposit | Variable |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee Capped at $0.00 · Unascertainable | Withdrawal | Variable |
| Real Time Gross Settlements (RTGS) - Outward NPBS fee Capped at $0.00 | Withdrawal | $30.00 |
| Document and Miscellaneous Service Capped at $0.00 · $60/hour (min $10/copy) | Enquiry | Variable |
Features
- Unlimited transactions
- Subject to amount limits
- PayID
- OSKO
- Digital banking
- Internet Banking and Mobile Banking
- Real-time payments (NPP)
- OSKO
Eligibility
- Residency status — Available to permanent Australian Residents
- Individuals onlyThis account is for personal use by individuals (no age restrictions apply) including for Trusts and Self-Managed Superannuation Funds (SMSF) with personal trustees.
- All account owners have an Everyday Account or a Home Loan or a Credit Facility with Newcastle Permanent
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 24 June 2026 · Product ID AC_onlinesavings · View on CDR.gov.au · View Source Data (JSON)