Business Cheque Account
Everyday business transaction account. Sole traders, partnerships and companies.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | $50000 - $99999$100000 plus$20000 - $49999$2000 - $9999$10000 - $19999$0–$2,000 | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Miscellaneous Service Fee Capped at $0.00 · Payable when you request information from us, and your request is not covered by the document fee or certificate fee. $60.00 per hour spent by us to satisfy your request. | Enquiry | Variable |
| Deposit Book Fee Payable when we issue you a deposit book. | Event | $8.50 |
| Certificate Fee Capped at $0.00 · Payable when you request a Certificate of Balance or Audit Certificate. $60/hour (min $10/copy). | Enquiry | Variable |
| Direct Debit Dishonour Fee Capped at $0.00 · Payable when we attempt to debit another account, but payment is dishonoured because there is not enough money to pay (the other account could be with us or another financial institution). | Dishonour | $12.50 |
| Excess Cash Deposit Fee Capped at $0.00 · Payable when you deposit more than $50 worth of coins with us. $5.00 per 10 minutes spent by us counting coins. Minimum charge of $5.00 applies. | Deposit | Variable |
| Visa Cash Advance Fee Capped at $0.00 · Applies to cash advances performed using the card via ATM, at a branch or other financial institution, or by internet banking. |
Features
- Digital banking
- Internet Banking and Mobile Banking
- Digital wallet — Apple Pay
- Available for Visa cards only.
- Free transactions — 40
- 40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month.
- Overdraft available
- Card access — Visa Debit Card
- Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
- PayID
- OSKO
- Real-time payments (NPP)
Eligibility
- Business customersSole traders, partnerships and companies
- Residency status — Available to permanent Australian Residents
Constraints
- Opening balance — $1.00
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 24 June 2026 · Product ID BC_buscheque · View on CDR.gov.au