---
title: "Business Cheque Account — Newcastle Permanent Building Society"
description: "Transaction & Savings Accounts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/BC_buscheque
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-25T00:00:00+10:00
---

# Business Cheque Account — Newcastle Permanent Building Society

> Transaction & Savings Accounts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Newcastle Permanent**

Everyday business transaction account. Sole traders, partnerships and companies.

## At a glance

- **Base rate:** 0%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | $100000 plus; $20000 - $49999; $2000 - $9999; $10000 - $19999; $50000 - $99999; 0 - 2000 | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Miscellaneous Service Fee — Capped at $0.00 · Payable when you request information from us, and your request is not covered by the document fee or certificate fee. $60.00 per hour spent by us to satisfy your request. | Enquiry | Variable |
| Financial Institution Cheque — Capped at $0.00 · Payable each time you request a Newcastle Permanent cheque. | Withdrawal | $4.00 |
| Withdrawal Fee — Payable each time a withdrawal is made from your account, where you arrange this over the counter from one of our branches. 40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month. | Withdrawal | $1.75 |
| Transaction Fee — Payable each time any of the following transactions occur: a) a cheque you wrote is presented for payment; or b) a deposit is made by you or another person into your account over the counter at one of our branches; or c) a cheque is deposited by you or another person into your account; or d) you or another person transfers funds into your account from another NPBS account, where this was arranged over the counter at one of our branches or where we are asked to arrange this. 40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month. | Transaction | $0.50 |
| Certificate Fee — Capped at $0.00 · Payable when you request a Certificate of Balance or Audit Certificate. $60/hour (min $10/copy). | Enquiry | Variable |
| Account Keeping Fee — Charged monthly · Discount −100% of balance — Minimum Balance Account Keeping Fee Waiver | Ongoing | $10.00 |
| Financial Institution Cheque Replacement — Capped at $0.00 | Replacement | $15.00 |
| Account Overdrawn | Event | $17.50 |
| Excess Cash Deposit Fee — Capped at $0.00 · Payable when you deposit more than $50 worth of coins with us. $5.00 per 10 minutes spent by us counting coins. Minimum charge of $5.00 applies. | Deposit | Variable |
| Direct Debit Request Fee — Payable when we debit an account at another financial institution at your request. | Deposit | $0.70 |
| Overdraft Excess Fee — Payable when your account becomes overdrawn beyond your overdraft limit. | Event | $17.50 |
| Stop Payment Fee — Payable when you request that we stop a cheque | Event | $5.00 |
| Document Fee — Capped at $0.00 ·  $60/hour (min $10/copy) | Enquiry | Variable |
| Deposit Book Fee — Payable when we issue you a deposit book. | Event | $8.50 |
| Visa Cash Advance Fee — Capped at $0.00 · Applies to cash advances performed using the card via ATM, at a branch or other financial institution, or by internet banking. | Cash advance | $5.00 |
| Overseas Transaction Conversion Fee — Capped at $0.00 · Payable when you use your Visa Debit card to perform a transaction overseas or where a merchant processes the payment overseas (whether or not the payment is in Australian dollars). It is calculated as a percentage of the total transaction amount and is debited to your account. | Purchase | 3% of transaction |
| Direct Debit Dishonour Fee — Capped at $0.00 · Payable when we attempt to debit another account, but payment is dishonoured because there is not enough money to pay (the other account could be with us or another financial institution). | Dishonour | $12.50 |
| Dishonoured Cheque Fee — Capped at $0.00 | Dishonour | $17.50 |

## Features

- **Digital banking** (Internet Banking and Mobile Banking)
- **Digital wallet** — Apple Pay (Available for Visa cards only.)
- **Free transactions** — 40 (40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month.)
- **Overdraft available**
- **Card access** — Visa Debit Card (Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.)
- **PayID** (OSKO)
- **Real-time payments (NPP)** (OSKO)
- **Additional cards**
- **Bill payment (BPAY)** — BPAY View
- **Relationship management** (Eligible customers enjoy dedicated and personalised service from the Business Solutions team.)
- **Digital wallet** — Google Pay (Available for Visa cards only.)
- **Unlimited transactions** (Unlimited free Bpay transactions and internet banking. Subject to amount limits.)
- **Cheque book available**
- **Batch payments available**

## Eligibility

- **Business customers** (Sole traders, partnerships and companies)
- **Residency status** — Available to permanent Australian Residents

## Constraints

- **Opening balance** — $1.00

## More information from Newcastle Permanent Building Society

- [Overview](https://www.newcastlepermanent.com.au/business/everyday-banking/business-cheque-account)
- [Terms & conditions](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#business)
- [Eligibility](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#business)
- [Fees & pricing](https://www.newcastlepermanent.com.au/business/everyday-banking/business-cheque-account)

## Data provenance

- Published by Newcastle Permanent Building Society under the Consumer Data Right
- Product ID: `BC_buscheque`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/newcastle-permanent-building-society/BC_buscheque
- Provider page: https://www.cdrcompare.au/brands/newcastle-permanent-building-society
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000299

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/BC_buscheque) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)