---
title: "Club Account — Newcastle Permanent Building Society"
description: "Transaction & Savings Accounts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/BC_busclubaccount
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-25T00:00:00+10:00
---

# Club Account — Newcastle Permanent Building Society

> Transaction & Savings Accounts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Newcastle Permanent**

Our specially designed everyday business account for not-for-profit clubs and associations.

## At a glance

- **Base rate:** 0%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | $100000 plus; $20000 - $49999; Up to $1999; $50000 - $99999; $2000 - $9999; $10000 - $19999 | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Direct Debit Request Fee — Payable when we debit an account at another financial institution at your request. | Deposit | $0.70 |
| Account Overdrawn | Event | $17.50 |
| Miscellaneous Service Fee — Capped at $0.00 · Payable when you request information from us, and your request is not covered by the document fee or certificate fee. $60.00 per hour spent by us to satisfy your request. | Enquiry | Variable |
| Deposit Book Fee — Payable when we issue you a deposit book. | Event | $8.50 |
| Document Fee — Capped at $0.00 ·  $60/hour (min $10/copy) | Enquiry | Variable |
| Dishonoured Cheque Fee — Capped at $0.00 | Dishonour | $17.50 |
| Excess Cash Deposit Fee — Capped at $0.00 · Payable when you deposit more than $50 worth of coins with us. $5.00 per 10 minutes spent by us counting coins. Minimum charge of $5.00 applies. | Deposit | Variable |
| Stop Payment Fee — Payable when you request that we stop a cheque | Event | $5.00 |
| Certificate Fee — Capped at $0.00 · Payable when you request a Certificate of Balance or Audit Certificate. $60/hour (min $10/copy). | Enquiry | Variable |
| Overseas Transaction Conversion Fee — Capped at $0.00 · Payable when you use your Visa Debit card to perform a transaction overseas or where a merchant processes the payment overseas (whether or not the payment is in Australian dollars). It is calculated as a percentage of the total transaction amount and is debited to your account. | Purchase | 3% of transaction |
| Visa Cash Advance Fee — Capped at $0.00 · Applies to cash advances performed using the card via ATM, at a branch or other financial institution, or by internet banking. | Cash advance | $5.00 |
| Direct Debit Dishonour Fee — Capped at $0.00 · Payable when we attempt to debit another account, but payment is dishonoured because there is not enough money to pay (the other account could be with us or another financial institution). | Dishonour | $12.50 |
| Financial Institution Cheque — Capped at $0.00 · Payable each time you request a Newcastle Permanent cheque. | Withdrawal | $4.00 |
| Transaction Fee — Payable each time any of the following transactions occur: a) a cheque you wrote is presented for payment; or b) a deposit is made by you or another person into your account over the counter at one of our branches; or c) a cheque is deposited by you or another person into your account; or d) you or another person transfers funds into your account from another NPBS account, where this was arranged over the counter at one of our branches or where we are asked to arrange this. 40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month. | Transaction | $0.50 |
| Financial Institution Cheque Replacement — Capped at $0.00 | Replacement | $15.00 |
| Withdrawal Fee — Payable each time a withdrawal is made from your account, where you arrange this over the counter from one of our branches. 40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month. | Withdrawal | $1.75 |

## Features

- **Digital banking** (Internet Banking and Mobile Banking)
- **Relationship management** (Eligible customers enjoy dedicated and personalised service from the Business Solutions team.)
- **Digital wallet** — Apple Pay (Available for Visa cards only.)
- **Additional cards**
- **Unlimited transactions** (Unlimited free Bpay transactions and internet banking. Subject to amount limits.)
- **Card access** — Visa Debit Card (Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.)
- **Bill payment (BPAY)** — BPAY View
- **Real-time payments (NPP)** (OSKO)
- **PayID** (OSKO)
- **Free transactions** — 40 (40 free Branch transactions per month. If the minimum balance of your account for each day of a month (other than the month in which you open the account) is $50,000 or more, then you will receive 60 free transactions for that month.)
- **Digital wallet** — Google Pay (Available for Visa cards only.)
- **Batch payments available**
- **Cheque book available**

## Eligibility

- **Residency status** — Available to permanent Australian Residents 
- **Business customers** (Clubs and Associations)

## Constraints

- **Opening balance** — $1.00

## More information from Newcastle Permanent Building Society

- [Overview](https://www.newcastlepermanent.com.au/business/everyday-banking/club-account)
- [Terms & conditions](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#business)
- [Eligibility](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#business)
- [Fees & pricing](https://www.newcastlepermanent.com.au/business/everyday-banking/club-account)

## Data provenance

- Published by Newcastle Permanent Building Society under the Consumer Data Right
- Product ID: `BC_busclubaccount`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/newcastle-permanent-building-society/BC_busclubaccount
- Provider page: https://www.cdrcompare.au/brands/newcastle-permanent-building-society
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000299

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/BC_busclubaccount) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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