---
title: "Business Overdraft Facility — Newcastle Permanent Building Society"
description: "Overdrafts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/BL_busoverdraft
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-25T00:00:00+10:00
---

# Business Overdraft Facility — Newcastle Permanent Building Society

> Overdrafts from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts · Negotiable rates · Newcastle Permanent**

The Business Overdraft Facility is a line of credit attached to a Business Cheque Account to help manage cash flow or any unexpected business expenses. The account should fluctuate between credit and debit balance.

## At a glance

- **From:** 8.26% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Base rate only, an additional margin is applied for security type (cash, residential and commercial) and the applicants credit risk. ) | 8.26% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Upfront Legal & Document Fees — Capped at $0.00 · Minimum Fee is $250. The costs for reviewing documents and preparing security documents and facility agreements differ based on the type of security and other factors. The estimated fees will be provided in your Letter of Offer. | Upfront | Variable |
| Settlement Fee — Capped at $0.00 · Settlement fee is estimated at $300 per settlement. | Upfront | Variable |
| Upfront Fees Residential Security — For new facilities secured by residential property, this single fee replaces Application Fee, Valuation Fee, Legal and Documentation Fee. | Upfront | $600.00 |
| Limit Excess Fee — A limit excess fee of $17.50 each time the facility limit is exceeded. If the balance owing exceeds the facility limit with or without our approval, we charge interest on that excess at the default rate. | Event | $17.50 |
| Consent and Execution of Leases, Plans of Subdivision etc. — Consent and Execution of Leases, Plans of Subdivision etc. | Event | $150.00 |
| Replacement Document Fee — Capped at $0.00 · Fee is payable for replacement of documents due to the original documentation being lost or amendments to the original documents being required. | Replacement | $100.00 |
| Registration Fee — Capped at $0.00 · Payable to us when there are additional costs associated with registration (for example, this may include a discharge of mortgage fee, transfer fee or any other dealing fee). | Upfront | Variable |
| Valuation Fee — Capped at $0.00 · The cost of each valuation report required to be issued. | Upfront | Variable |
| Interest Rate Conversion Fee — Capped at $0.00 · Fee is payable for interest rate maintenance/conversion with a Letter of Variation or Letter of Advice. | Variation | $250.00 |
| Application Fee — Also known as establishment fee and payable when you accept the commercial letter of offer. (Does not apply to Residentially Secured Business Loan). | Upfront | 0.25% of balance |
| Partial Release and Discharge of Security Fee — Payable whenever we arrange for a Partial Release or Discharge of Security. | Exit | $250.00 |

## Features

- **Card access** — VISA (Full transactional access with a Visa Debit card.)
- **No ongoing account keeping fees where overdraft limit is $20,000 or greater.**
- **Digital banking** (Internet Banking and Mobile Banking.)
- **Relationship management** (Eligible customers enjoy dedicated and personalised service from the Business Solutions team.)
- **Digital wallet** — Apple Pay (Available for Visa cards only.)
- **Digital wallet** — Google Pay (Available for Visa cards only.)

## Eligibility

- **Minimum age** — 18 years (Minimum cardholder age 16 years.)
- **Business customers** (Available for business purposes for individual and non-individual borrowers, including sole traders, and companies.)
- **Residency status** — Available to permanent Australian Residents.
- **The Business Overdraft is required to be attached to a Business Cheque Account or Club Account.**

## More information from Newcastle Permanent Building Society

- [Overview](https://www.newcastlepermanent.com.au/business)
- [Fees & pricing](https://www.newcastlepermanent.com.au/tools-and-services/interest-rates)

## Data provenance

- Published by Newcastle Permanent Building Society under the Consumer Data Right
- Product ID: `BL_busoverdraft`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/newcastle-permanent-building-society/BL_busoverdraft
- Provider page: https://www.cdrcompare.au/brands/newcastle-permanent-building-society
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000299

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/BL_busoverdraft) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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