---
title: "Business Plus Credit Card — Newcastle Permanent Building Society"
description: "Credit & Charge Cards from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/CC_businesspluscc
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-25T00:00:00+10:00
---

# Business Plus Credit Card — Newcastle Permanent Building Society

> Credit & Charge Cards from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · Newcastle Permanent**

A business credit card designed to help separate company and business expenses, manage spending, and simplify bookkeeping.

## At a glance

- **Purchase rate:** 11.99%
- **Annual fee:** $55.00

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase | 11.99% | — | — |
| Balance transfer | 11.99% | — | — |
| Cash advance | 11.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Legal and Documentation Fee 3 — Capped at $0.00 · New facility where the file contains: Trusts; Commercial Security; Company Mortgage; PPSR; Any other specialised security | Variation | Variable |
| Legal and Documentation Fee 2  — Capped at $0.00 · New or increased facility and substitution of security plus Authority to Set Off Deposits and or Guarantee | Variation | $350.00 |
| Dishonour Fees (Direct debit or payment) — Capped at $0.00 · A payment may be dishonoured for various reasons, including insufficient funds being available in the credit card account at the agreed time the debit is to occur, the request being incorrectly completed or because the credit card account has been closed | Dishonour | $9.00 |
| Legal and Documentation Fee 10 — Capped at $0.00 · Unsecured Business plus Credit Card not requiring Guarantee | Variation | $100.00 |
| Foreign Currency Conversion Fee — Capped at $0.00 · Applies when a card is used to perform a transaction overseas or where a merchant processes the payment overseas. | Purchase | 3% of transaction |
| Overlimit Fee — Payable for each statement period in which there is an overlimit | Event | $25.00 |
| Legal and Documentation Fee 4 — Capped at $0.00 · Partial Release or Discharge of Security | Variation | $250.00 |
| Legal and Documentation Fee 7 — Capped at $0.00 · Additional Authority to Set Off Deposits and/or Guarantee | Variation | $100.00 |
| Annual Fee — Charged yearly · Payable per card, annually in advance on the anniversary date the card account is opened | Ongoing | $55.00 |
| Valuation Fee — Capped at $0.00 | Upfront | Variable |
| Legal and Documentation Fee 8 — Capped at $0.00 · Consent and Execution of Leases, Plans of Subdivision etc. | Variation | $150.00 |
| Late Payment Fee — Capped at $0.00 · Payable for each statement period that the minimum payment amount is not processed to your credit card account | Late payment | $5.00 |
| Credit Card Replacement Fee within Australia — Capped at $0.00 · Applies for each replacement card you or an additional cardholder requests within Australia | Replacement | $20.00 |
| Cash Advance Fee — Capped at $0.00 · Applies to cash advances performed using the card via ATM, at a branch or other financial institution, or by internet banking. Minimum of $2.50. | Cash advance | 2% of transaction |
| Registration Fee — Capped at $0.00 | Upfront | Variable |
| Replacement Statement Fee — Capped at $0.00 · Payable on reissue of a statement | Replacement | $10.00 |
| Settlement Fee — Capped at $0.00 | Upfront | $300.00 |
| Disputed Transaction Fee — Payable upon enquiry | Event | $10.00 |
| Legal and Documentation Fee 1 — Capped at $0.00 · New or increased facility and substitution of security not requiring Authority to Set Off Deposits and/or Guarantee | Variation | $250.00 |
| Credit Card Replacement Fee Overseas — Capped at $0.00 · Applies for each replacement card you or an additional cardholder requests overseas | Replacement | $100.00 |
| Legal and Documentation Fee 5 — Capped at $0.00 · Replacement of documents due to original documentation being lost or amendments to original documents required | Replacement | $100.00 |

## Features

- **Digital wallet** — Apple Pay (Available for Visa cards only.)
- **Digital wallet** — Google Pay (Available for Visa cards only.)
- **Relationship management** (Eligible customers enjoy dedicated and personalised service from the Business Solutions team.)
- **Balance transfers** (Transfer store or other credit card balances to your Business plus Credit Card)
- **Bill payment (BPAY)** — BPAY View
- **Interest-free period** — 44 days (Up to 44 days interest free on eligible purchases)
- **Additional cards** (Unlimited cardholders)
- **Digital banking** (Internet Banking and Mobile Banking)
- **Unlimited transactions** (Subject to credit and account limits)

## Eligibility

- **Subject to credit approval**
- **Minimum age** — 16 years (Minimum cardholder age 16 years)
- **Business customers** (Non-individual borrowers, Sole traders, partnerships and companies)
- **Residency status** — Available to permanent Australian Residents

## Constraints

- **Minimum limit** — $500.00
- **Maximum balance** — $50,000.00
- **Maximum limit** — $50,000.00

## More information from Newcastle Permanent Building Society

- [Terms & conditions](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#Business)
- [Eligibility](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#Business)
- [Fees & pricing](https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#Business)

## Data provenance

- Published by Newcastle Permanent Building Society under the Consumer Data Right
- Product ID: `CC_businesspluscc`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/newcastle-permanent-building-society/CC_businesspluscc
- Provider page: https://www.cdrcompare.au/brands/newcastle-permanent-building-society
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000299

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/CC_businesspluscc) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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