Business Plus Credit Card
A business credit card designed to help separate company and business expenses, manage spending, and simplify bookkeeping
- Purchase rate
- 11.99%
- Annual fee
- $55.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 11.99% | — | — |
| Cash advance | 11.99% | — | — |
| Balance transfer | 11.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Late Payment Fee Capped at $0.00 · Payable for each statement period that the minimum payment amount is not processed to your credit card account | Late payment | $5.00 |
| Annual Fee Charged yearly · Payable per card, annually in advance on the anniversary date the card account is opened | Ongoing | $55.00 |
| Overlimit Fee Payable for each statement period in which there is an overlimit | Event | $25.00 |
| Legal and Documentation Fee 2 Capped at $0.00 · New or increased facility and substitution of security plus Authority to Set Off Deposits and or Guarantee | Variation | $350.00 |
| Legal and Documentation Fee 8 Capped at $0.00 · Consent and Execution of Leases, Plans of Subdivision etc. | Variation | $150.00 |
| Legal and Documentation Fee 3 Capped at $0.00 · New facility where the file contains: Trusts; Commercial Security; Company Mortgage; PPSR; Any other specialised security | Variation | Variable |
Features
- Digital wallet — Apple Pay
- Available for Visa cards only.
- Digital wallet — Google Pay
- Available for Visa cards only.
- Relationship management
- Eligible customers enjoy dedicated and personalised service from the Business Solutions team.
- Balance transfers
- Transfer store or other credit card balances to your Business plus Credit Card
- Bill payment (BPAY) — BPAY View
- Interest-free period — 44 days
- Up to 44 days interest free on eligible purchases
- Additional cards
Eligibility
- Subject to credit approval
- Minimum age — 16 yearsMinimum cardholder age 16 years
- Business customersNon-individual borrowers, Sole traders, partnerships and companies
- Residency status — Available to permanent Australian Residents
Constraints
- Maximum balance — $50,000.00
- Minimum limit — $500.00
- Maximum limit — $50,000.00
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 24 June 2026 · Product ID CC_businesspluscc · View on CDR.gov.au