Premium Plus Package Variable Home Loan Investment Interest Only
A variable rate package home loan with redraw and a 100% offset account
- From (investment)
- 6.58%
- 6.76% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Premium Plus Package Special Discount 1 available for loans $150k+, with LVR of 80% or less | 6.58% | 6.76% | Discount 1 BalanceDiscount 1 LVR |
| Variable Premium Plus Package Special Discount 2 available for loans $150k+, with LVR above 80% | 7.44% | 7.69% | Discount 2 BalanceDiscount 2 LVR |
| Variable | 8.61% | 8.66% | Premium Plus Package Variable Rate Home Loan $50,000+ |
Fees
| Fee | Type | Amount |
|---|---|---|
| Default Administration Fee 1 Capped at $0.00 · Where one payment or less is in arrears at the end of the month. | Late payment | $35.00 |
| Consent Fee Payable whenever we agree to a change relating to the title of the property. | Event | $200.00 |
| Title Search Fee Capped at $0.00 · This comprises our external searcher’s fee and the Land and Property Information fees. (If the security involves a Community Scheme, or is outside New South Wales, or is old system title, this fee is unascertainable and may be higher. We may charge you what our solicitors or agents charge us to perform this search). | Upfront | $75.00 |
| Substitution in Security Fee Capped at $0.00 · Payable when the Security listed on a mortgage is changed. You may also be charged a valuation fee which is unascertainable. | Variation | $350.00 |
| Settlement Reschedule Fee Payable to us when your discharge settlement is cancelled and/or rescheduled. This fee is payable in either cash or cheque at the time of settlement. | Event | $85.00 |
| Default Administration Fee 2 Capped at $0.00 · Where more than one repayment is in default (the fee will be charged the month the payment is due and each later month until the month after you pay the amount). |
Features
- Split Loan
- Cashback offer — 2500.00 - 3000.00
- Online Cashback Offer available on eligible purchased and refinanced loans for applications submitted through our online application channel. See Offer terms and conditions for details.
- Digital banking
- Extra repayments
- You can make regular additional repayments and extra lump sum payments.
- Redraw facility
- Discounts on other products — Premium Plus Package: Packaged with a range of discounts and benefits available on other products including insurance discounts and fee discounts on other Newcastle Permanent loan products.
- Offset account
- 100% Offset account available.
Eligibility
- Minimum age — 18 years
- Residency status — Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen
- Credit Approval. Applications for home loans are subject to the Bank's normal credit approval.
- Individuals only
Constraints
- Maximum LVR — 90%Maximum LVR for Interest Only loans.
- Minimum limit — $5,000.00Note that the credit limit we give you will depend on your ability to meet your repayments.
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 24 June 2026 · Product ID HL_premiumplusinvIO · View on CDR.gov.au · View Source Data (JSON)