Real Options Home Loan Investment Interest Only
A competitive variable interest rate that has no monthly or annual account keeping fees
- From (investment)
- 9.29%
- 9.1% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 9.29% | 9.1% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement Cheque Fee NPBS Cheque only Capped at $0.00 · Payable to us when we are required to issue Financial Institution Cheques for settlement. Financial Institution Cheque means a cheque which is issued by us and drawn on us. Where the settlement cheque is drawn by a third party, the fee charged to us by the third party will be passed on to you. The amount of these third party fees may vary and are unascertainable as at the date of these terms and conditions. | Withdrawal | $5.00 |
| Default Administration Fee 1 Capped at $0.00 · Where one payment or less is in arrears at the end of the month. | Late payment | $35.00 |
| Discharge Administration Fee Payable whenever we arrange for a discharge of mortgage. There may also be fees charged by a third party. | Exit | $250.00 |
| Dishonour (Direct Debit and Cheque) Capped at $0.00 · If you ask us to take a payment, either direct debit or salary deduction and you do not have enough funds in your account to cover this payment, you will be charged a fee. | Dishonour | $9.00 |
| Redraw Fee via Branch Redraw of advance funds via a Branch. | Withdrawal | $25.00 |
Features
- Split Loan
- Digital banking
- Extra repayments
- You can make regular additional repayments and extra lump sum payments.
- Redraw facility
- This loan type is eligible to be linked to an Everyday Account known as Partial Offset. Please see the Everyday Account Product Schedule or talk to us for more information.
Eligibility
- Credit Approval. Applications for home loans are subject to the Bank's normal credit approval.
- Minimum age — 18 years
- Residency status — Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen
- Individuals only
Constraints
- Minimum limit — $5,000.00Note that the credit limit we give you will depend on your ability to meet your repayments.
- Maximum LVR — 90%Maximum LVR for Interest Only loans.
More Information
Published by Newcastle Permanent Building Society under the Consumer Data Right · Last updated 24 June 2026 · Product ID HL_realoptionsinvIO · View on CDR.gov.au · View Source Data (JSON)