---
title: "Secured Personal Loan & Car Loan — Newcastle Permanent Building Society"
description: "Personal Loans from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/PL_securedfixed
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-25T00:00:00+10:00
---

# Secured Personal Loan & Car Loan — Newcastle Permanent Building Society

> Personal Loans from Newcastle Permanent Building Society. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Newcastle Permanent**

Low fixed rate with flexible repayment options.

## At a glance

- **From:** 6.49% (6.84% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years | 6.49% | 6.84% | Personal Loan Term 12–84 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Variation Request Fee — Capped at $0.00 · Where you require that we vary the loan amount, a fee will apply. | Variation | $75.00 |
| Settlement Financial Institution Cheque Fee — Capped at $0.00 · First cheque free, thereafter $5 per cheque. Third party fees at cost and unascertainable. | Withdrawal | Variable |
| Dishonour Fee — Capped at $0.00 · A dishonour fee is payable when a payment direction you make, such as a direct debit, salary deduction or automatic transfer is dishonoured. The dishonour fee is per dishonour. | Dishonour | $9.00 |
| Document Fee — Capped at $0.00 · Document Retrieval fee, payable to us when we provide a copy of any statement, notice or other document at your request. Fee per copy document. | Enquiry | $10.00 |
| Electronic Transfer Fee — Capped at $0.00 · Payable to us when we are required to electronically transfer money for settlement. | Withdrawal | $30.00 |
| Default Administration Fee 1 — Capped at $0.00 · The default administration fee for Personal Loans is payable to us when a repayment due under your agreement is not made. The fee is $35 where one payment or less is in arrears, and $50 per month where more than one payment is in arrears. | Late payment | $35.00 |
| Default Administration Fee 2 — Capped at $0.00 · Where more than one repayment is in default (the fee will be charged the month the payment is due and each later month until the month after you pay the amount). | Late payment | $50.00 |
| Application Fee — Assessing and processing your loan application can be an involved process, requiring the expertise of trained assessors. For this reason, an application fee is payable upon advance of your loan. | Upfront | $250.00 |

## Features

- **Flexible repayment options - Minimum monthly principal and interest repayments with weekly and fortnightly options available.**
- **Digital banking**
- **Extra repayments** (You can make regular additional repayments and extra lump sum payments.)

## Eligibility

- **Individuals only** (Individuals must have the legal capacity to enter into the loan contract.)
- **Residency status** — Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen
- **Minimum age** — 18 years

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $100,000.00 (This maximum loan limit applies for Car Loans and loans secured by Newcastle Permanent Term Deposit.)

## More information from Newcastle Permanent Building Society

- [Overview](https://www.newcastlepermanent.com.au/personal/personal-and-car-loans)
- [Fees & pricing](https://www.newcastlepermanent.com.au/personal/personal-and-car-loans)

## Data provenance

- Published by Newcastle Permanent Building Society under the Consumer Data Right
- Product ID: `PL_securedfixed`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/newcastle-permanent-building-society/PL_securedfixed
- Provider page: https://www.cdrcompare.au/brands/newcastle-permanent-building-society
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000299

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/newcastle-permanent-building-society/products/PL_securedfixed) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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