Northern Inland Credit Union Limited

The perfect account for savers looking for a competitive tiered interest rate. Enjoy bonus interest if no withdrawals are made and a minimum $1 deposit/month. No monthly account keeping fees.

Everyday account for over 40s. Enjoy a competitive tiered interest rate on an everyday account for payroll and general access. Card and digital payment options. No monthly account keeping fee.

Limited online access only for extra interest. No monthly account keeping fee.

An everyday transaction account suitable for payroll and general access. Combine with a savings account suited to you. No monthly account keeping fee.

Take control of your future with an at-call access account for your self-managed superannuation fund. A sub account is available for budgeting. Competitive interest on balances over $5,000.

Budget for the festive season with an account designed for Christmas savings. Limited withdrawal and transfer period from 1 Nov to 31 Jan to help budgeting. Higher interest than at-call accounts.

The ideal savings account for young workers. Enjoy a base interest rate and a bonus interest rate when you deposit $1,500/month. Package with the Smart Start Access account for everyday use.

Specifically designed for full pension card holders. An everyday account for everyday access with a tiered interest rate. Sub accounts available for budgeting. No monthly account keeping fee.

Savings account for young savers aged up to 19 years. Enjoy a competitive interest rate for all balances up to $25,000. No withdrawal penalties or minimum deposits required. Funds available at call.

Reduce your home loan interest charged, by linking a Value Package Offset account to your eligible mortgage. It 100% offsets against your eligible loan balance.

Reduce your home loan interest charged, by linking a Smart Offset account to your eligible mortgage. It 100% offsets against your eligible loan balance.

Take advantage of great returns on term deposits from $5000 on 3 to 24 months terms.

For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually

Take advantage of great returns on our term deposits from $5000 with interest paid at maturity/annually.

For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available.

A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available.

A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available.

A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available.

A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available.

A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available.

Our Value Home Loan offers financial flexibility, a competitive rate and no ongoing loan fees.

Our standard variable rate Smart Home Loan with 100% offset account and fee discounts on your everyday accounts

Our Value Home Loan offers financial flexibility, a competitive rate and no ongoing loan fees.

Enjoy the security of a fixed rate for 1 year

Enjoy the security of a fixed rate for 2 years, 100% offset account, plus fee discounts on your everyday accounts for the life of the loan

Enjoy the security of a fixed rate for 3 years, 100% offset account, plus fee discounts on your everyday accounts for the life of the loan

Enjoy the security of a fixed rate for 1 year, 100% offset account, plus fee discounts on your everyday accounts for the life of the loan

Use your credit card for shopping, online purchasing, travelling overseas or even to consolidate other credit or store card debt.

Make sustainable upgrades sooner with our award-winning Green Loan - a fixed rate, unsecured loan for eligible home improvements to your principal residence.

Achieve your personal goals with an unsecured fixed loan for up to 5 years - consolidate debts, home renovations, dream holiday or investment venture, education, wedding or household goods.

A fixed personal loan, taken over 1 to 5 years depending on your circumstances. Secured by a vehicle up to 10 years old.

A special fixed rate personal loan, with no establishment fee, for cars, motorbikes, caravans, boats or trailers that are brand new never and been driven before.

Provides a credit facility with a NICU term deposit or mortgage to secure the overdraft, with on call access to savings and a full range of payment services

Provides an overdraft account facility for commercial Members, with on call access to savings and a full range of payment services

Provides an unsecured credit facility to manage your cash flow, with on call access to savings and a full range of payment services