---
title: "Northern Inland Credit Union Limited Home Loans"
description: "Every home loans Northern Inland Credit Union Limited publishes under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/home-loans
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T12:14:39Z
---

# Northern Inland Credit Union Limited Home Loans

> All 13 home loans published by Northern Inland Credit Union Limited under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page.

Residential mortgages for owner-occupiers and investors. Listed alphabetically — CDR Compare does not rank, score or recommend products.

| Product | Description | Detail |
| --- | --- | --- |
| Dream Home Loan New Borrowing | A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL33_NBO |
| Dream Home Loan New Borrowing INV | A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL33_NBI |
| Dream Home Loan Variable IO Investment | A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL33V_IO_INV |
| Dream Home Loan Variable IO Owner Occupied | A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL33V_IO |
| Dream Home Loan Variable PI (Investment) | A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL33V_PI_INV |
| Dream Home Loan Variable PI Owner Occupied | A dream home loan package with a special rate and extra benefits. No establishment fee and a 100% offset account to help you save. Fixed or variable available. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL33V_PI |
| Smart Home Loan Fixed 12M | Enjoy the security of a fixed rate for 1 year, 100% offset account, plus fee discounts on your everyday accounts for the life of the loan | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL28F_12M |
| Smart Home Loan Fixed 24M | Enjoy the security of a fixed rate for 2 years, 100% offset account, plus fee discounts on your everyday accounts for the life of the loan | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL28F_24M |
| Smart Home Loan Fixed 36M | Enjoy the security of a fixed rate for 3 years, 100% offset account, plus fee discounts on your everyday accounts for the life of the loan | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL28F_36M |
| Smart Home Loan Variable | Our standard variable rate Smart Home Loan with 100% offset account and fee discounts on your everyday accounts | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICU28V |
| Value Fixed Home Loan 12M | Enjoy the security of a fixed rate for 1 year | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL5F_12M |
| Value Home Loan - Investment | Our Value Home Loan offers financial flexibility, a competitive rate and no ongoing loan fees. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL30V_INV |
| Value Home Loan - Owner Occupied | Our Value Home Loan offers financial flexibility, a competitive rate and no ongoing loan fees. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUL30V_OO |

## Elsewhere

- [Northern Inland Credit Union Limited's full product range](https://www.cdrcompare.au/brands/northern-inland-credit-union-limited)
- [Home Loans from every Australian provider](https://www.cdrcompare.au/categories/home-loans)

## Data provenance

- Published by Northern Inland Credit Union Limited under the Consumer Data Right
- ABN 36087650422
- Register entry updated: 1 July 2026

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/home-loans) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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