---
title: "3 MONTHS Term Deposit with interest paid at maturity/annually — Northern Inland Credit Union Limited"
description: "Term Deposits from Northern Inland Credit Union Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUI13_STND
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-22T15:00:10.000+10:00
---

# 3 MONTHS Term Deposit with interest paid at maturity/annually — Northern Inland Credit Union Limited

> Term Deposits from Northern Inland Credit Union Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · Negotiable rates · NORTHERN INLAND CREDIT UNION LTD.**

Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).

## At a glance

- **Fixed rate:** 3.25% (3 months)

## Apply

Applications are handled by the provider: [Apply at Northern Inland Credit Union Limited](https://www.nicu.com.au/banking/banking-enquiry)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months (For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates) | 3.25% | 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_1; 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_1 | at maturity |
| Fixed · 3 months (For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates) | 3.25% | 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_2; 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_2 | at maturity |
| Fixed · 3 months (For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates) | 3.25% | 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_3; 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_3 | at maturity |
| Fixed · 3 months (For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates) | 3.25% | 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_4; 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_4 | at maturity |
| Fixed · 3 months (For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates) | 3.25% | 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_5; 3 MONTHS Term Deposit with interest paid at maturity/annually_Tier_5 | at maturity |

## Features

- **Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union**
- **If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion**
- **Notifications** — Maturity Reminders (We'll send you a term deposit maturity advice so that you can inform us how you would like to reinvest it if you haven't already given us instructions.)
- **Receive notifications of maturity via SMS or email**

## Eligibility

- **Residency status** — AU (Individuals must be citizens or permanent residents of Australia.)

## Constraints

- **Minimum balance** — $5,000.00
- **Maximum balance** — $249,999.99 (For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates)

## More information from Northern Inland Credit Union Limited

- [Overview](https://www.nicu.com.au/banking/investments-term-deposits/term-deposits)
- [Terms & conditions](https://www.nicu.com.au/ArticleDocuments/305/pfs_ftd.pdf.aspx)
- [Eligibility](https://www.nicu.com.au/ArticleDocuments/305/pfs_ftd.pdf.aspx)
- [Fees & pricing](https://www.nicu.com.au/ArticleDocuments/298/NICU_Fees_Charges.pdf.aspx)

## Data provenance

- Published by Northern Inland Credit Union Limited under the Consumer Data Right
- Product ID: `NICUI13_STND`
- Last updated by the provider: 22 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/northern-inland-credit-union-limited/NICUI13_STND
- Provider page: https://www.cdrcompare.au/brands/northern-inland-credit-union-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000356

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUI13_STND) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)