12 MONTHS Term Deposit with interest paid monthly
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).
- Fixed rate
- 4.65%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | 4.65% | $5,000–$9,999.9912 months | monthly |
| Fixed For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | 4.65% | $10,000–$24,99912 months | monthly |
| Fixed For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | 4.65% | $24,999.01–$49,999.9912 months | monthly |
| Fixed For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | 4.65% | $50,000–$99,99912 months | monthly |
| Fixed For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates |
Features
- Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion
- Notifications — Maturity Reminders
- We'll send you a term deposit maturity advice so that you can inform us how you would like to reinvest it if you haven't already given us instructions.
- Notifications — Alerts
- Receive notifications of maturity via SMS or email
Eligibility
- Residency status — AUIndividuals must be citizens or permanent residents of Australia.
Constraints
- Minimum balance — $5,000.00
- Maximum balance — $249,999.99For amounts greater than $249,999.99 please contact Northern Inland Credit Union for the latest interest rates
More Information
Published by Northern Inland Credit Union Limited under the Consumer Data Right · Last updated 22 April 2026 · Product ID NICUI21 · View on CDR.gov.au