Value Home Loan - Investment
Our Value Home Loan offers financial flexibility, a competitive rate and no ongoing loan fees.
- From (investment)
- 5.94%
- 5.98% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 5.94% | 5.98% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| ALTERNATE_SECURITY_MORTGAGE Capped at $0.00 | Event | $300.00 |
| DISCHARGE_MORTGAGE Capped at $0.00 | Event | $300.00 |
| FINAL_SEARCH Capped at $0.00 | Cash advance | $0.00 |
| LATE_REPAYMENT_FEE Capped at $0.00 | Event | $15.00 |
| MORTGAGE_CANCELLATION_FEE Capped at $0.00 | Event | $150.00 |
| REGISTRATION_WITH_LRS Capped at $0.00 | Cash advance | $0.00 |
| STAFF_TRANSFER Capped at $0.00 | Event | $10.00 |
| PEXA_ELCTRONIC_SETTLEMENT_AGENCY Capped at $0.00 · Fee is variable depending on number of titles and varies from state to state. |
Features
- For owner occupied or Investment homes, refinancing your existing home loan, purchasing of vacant land (up to 200acres/80ha) and building a new home
- Redraw facility
- Free redraw on additional repayments made. Minimum $500
- Make weekly, fortnightly or monthly repayments
- Digital banking
- Secure banking 24/7 from your computer or mobile with Online Banking
- Digital banking
- 24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen.
- Extra repayments
- Make unlimited extra repayments.
- Discounts on other products — Classic Credit Card
- Optional Classic Credit Card, discounted rate for the life of the home loan.
Eligibility
- Credit Approval
- Minimum age — 18 years
- Residency status — AU
- Individuals onlyAvailable for personal borrowers only
Constraints
- Maximum limit — $2,000,000.00
- Minimum limit — $500,000.00
- Maximum LVR — 8000%LVR 80% or Below
More Information
Published by Northern Inland Credit Union Limited under the Consumer Data Right · Last updated 9 June 2026 · Product ID NICUL30V_INV · View on CDR.gov.au