Internet Saver
Limited online access only for extra interest. No monthly account keeping fee.
- Base rate
- 2.15%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 15.75% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Internet Saver_Tier_1 | monthly |
| Variable | 2.15% | Internet Saver_Tier_2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| ALERTS Capped at $0.00 · First 8 free | Event | $0.25 |
Features
- Digital banking
- 24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen.
- Digital banking
- Secure banking 24/7 from your computer or mobile with Online Banking
- Real-time payments (NPP)
- Receive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number
- PayID
- Send and receive real-time payments via Osko from your Online Banking and NICU smartPay App
- Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- Notifications — Alerts
- Receive notifications for transactions and balances on your accounts via SMS or email
Eligibility
- You must be registered for NICU Online Banking
- Residency status — AUIndividuals must be citizens or permanent residents of Australia.
More Information
Published by Northern Inland Credit Union Limited under the Consumer Data Right · Last updated 19 June 2026 · Product ID NICUS99 · View on CDR.gov.au