---
title: "Northern Inland Credit Union Limited Transaction & Savings Accounts"
description: "Every transaction & savings accounts Northern Inland Credit Union Limited publishes under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/savings-accounts
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T12:14:39Z
---

# Northern Inland Credit Union Limited Transaction & Savings Accounts

> All 11 transaction & savings accounts published by Northern Inland Credit Union Limited under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page.

Everyday banking and savings accounts. Listed alphabetically — CDR Compare does not rank, score or recommend products.

| Product | Description | Detail |
| --- | --- | --- |
| Bonus Saver | The perfect account for savers looking for a competitive tiered interest rate. Enjoy bonus interest if no withdrawals are made and a minimum $1 deposit/month. No monthly account keeping fees. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS12 |
| Christmas Club | Budget for the festive season with an account designed for Christmas savings. Limited withdrawal and transfer period from 1 Nov to 31 Jan to help budgeting. Higher interest than at-call accounts. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS4 |
| Everyday Account | An everyday transaction account suitable for payroll and general access. Combine with a savings account suited to you. No monthly account keeping fee. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS1 |
| Future Plus | Take control of your future with an at-call access account for your self-managed superannuation fund. A sub account is available for budgeting. Competitive interest on balances over $5,000. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS80 |
| Internet Saver | Limited online access only for extra interest. No monthly account keeping fee. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS99 |
| Pension Plus | Specifically designed for full pension card holders. An everyday account for everyday access with a tiered interest rate. Sub accounts available for budgeting. No monthly account keeping fee. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS10 |
| Ready Saver | Everyday account for over 40s. Enjoy a competitive tiered interest rate on an everyday account for payroll and general access. Card and digital payment options. No monthly account keeping fee. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS11 |
| Smart Offset | Reduce your home loan interest charged, by linking a Smart Offset account to your eligible mortgage. It 100% offsets against your eligible loan balance. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS28 |
| Smart Start | The ideal savings account for young workers. Enjoy a base interest rate and a bonus interest rate when you deposit $1,500/month. Package with the Smart Start Access account for everyday use. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS15 |
| Super Saver | Savings account for young savers aged up to 19 years. Enjoy a competitive interest rate for all balances up to $25,000. No withdrawal penalties or minimum deposits required. Funds available at call. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS7 |
| Value Package Offset Account | Reduce your home loan interest charged, by linking a Value Package Offset account to your eligible mortgage. It 100% offsets against your eligible loan balance. | https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/products/NICUS33 |

## Elsewhere

- [Northern Inland Credit Union Limited's full product range](https://www.cdrcompare.au/brands/northern-inland-credit-union-limited)
- [Transaction & Savings Accounts from every Australian provider](https://www.cdrcompare.au/categories/savings-accounts)

## Data provenance

- Published by Northern Inland Credit Union Limited under the Consumer Data Right
- ABN 36087650422
- Register entry updated: 1 July 2026

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/northern-inland-credit-union-limited/savings-accounts) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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