NRMA Offset Account
The Offset Account is designed to be linked and used with the NRMA Offset Home Loan. Eligible home loan customers can receive offset benefits by linking an Offset Account to an NRMA Offset Home Loan which reduces the amount of interest that would otherwise accrue in relation to the NRMA Offset Home Loan.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable 100% offset to the Offset Home Loan. | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Bendigo Bank ATM Deposit | Transaction | $0.00 |
| Bendigo Bank ATM Enquiry | Enquiry | $0.00 |
| Direct Credit (Inward) | Transaction | $0.00 |
| Direct Debit | Transaction | $0.00 |
| Non-Bendigo Bank ATM Enquiry Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. | Enquiry | $0.00 |
| Non-Bendigo Bank ATM Withdrawal Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. | Withdrawal | $0.00 |
| Periodical Payment | Payment | $0.00 |
Features
- Bill payment (BPAY) — BPAY and AnyPay
- Digital banking
- Access e-banking using the e-banking app allowing you to review account information, make payments, communication and download e-statements, and much more.
- Card access — Mastercard Debit
- Allows you to make retail purchases and upload to your digital wallet.
- Offset account
- 100% offset to the NRMA Offset Home Loan, saving on interest charges. Up to 6 Offset Accounts per Home Loan.
Eligibility
- Have or have been approved for an NRMA Offset Home Loan.
Constraints
- Must be linked to an NRMA Offset Home Loan product.
More Information
Published by NRMA Home Loans under the Consumer Data Right · Last updated 16 July 2026 · Product ID f6989da3-8f1c-4114-bdf3-1b961a0c086a · View on CDR.gov.au · View Source Data (JSON)