
12MTH FIXED TERM DEPOSIT
Term DepositsData Sharing Status
12 MONTHS
- Fixed rate
- 5.2%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.2% | $1,000–$1,000,00012 months | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| TERM_DEPOSIT_EARLY_REDEMPTION_FEE | Variation | $30.00 |
Features
- Funds available after — 1 year
- Maturity. On maturity we will automatically re-invest your Term Deposit for the same term as you originally chose, unless you advise us otherwise. Minimum 7 days notice is required
- Early withdrawal penalty. Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed 30% of the initial rate; 31 to 60% of term elapsed 60% of the initial rate; 61 to 90% of term elapsed 90% of the initial rate will be applicable.
- Interest Income: At Maturity
- Digital banking
- Balance Only
- Card access — No
- No
- Branch Transactions
- Direct Credits: No
Eligibility
- MEMBER ONLY
Constraints
- Minimum balance — $1,000.00
More Information
Published by ORANGE CREDIT UNION LTD under the Consumer Data Right · Last updated 2 July 2026 · Product ID 12MTH_TERM_DEPOSIT · View on CDR.gov.au