--- title: "P&N Bank products" description: "Every P&N Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/p-and-n-bank source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:12:56Z --- # P&N Bank products > Every P&N Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 68 products P&N Bank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with P&N Bank. ## Transaction & Savings Accounts (13) Everyday banking and savings accounts. - [Business Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/139) — A simple to use everyday bank account with unlimited free standard transactions for your business spending. - [Concession Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/140) — A P&N Bank Concession Account is a low-cost everyday bank account specifically designed for eligible concession card holders. - [Community Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/145) — If you're running a sports or social club, charity or business association, we can help streamline the way your not-for-profit organisation handles its finances. - [Business Saver](https://www.cdrcompare.au/brands/p-and-n-bank/products/146) — Business Saver - [Savvy Saver Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/280) — Want a savings account to deposit and hold or withdraw money for personal use without being penalised? A savings account that earns you additional bonus interest when the monthly bonus interest criteria is met each month. - [Smart Saver Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/293) — Smart way to save for your goals. A simple, goal based savings account that rewards regular saving. - [Momentum Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/303) — A transaction account for customers aged 55 and over, with easy access to funds and variable stepped interest. - [Way Cool Saver](https://www.cdrcompare.au/brands/p-and-n-bank/products/35) — It's never too early to learn the value of money. And a Way Cool Saver is a great way to get started. Teach your kids to save more and spend less of their pocket money - handy skills to have down the track. - [Easypay Access Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/36) — Easypay Access Account - [Hi Saver Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/37) — Boost your savings and enjoy bonus interest for the first four months with our Hi Saver Account. It's your savings, supercharged. - [& Transaction Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/38) — A simple to use everyday bank account with unlimited free standard transactions for your everyday spending. - [Budgeting Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/42) — An account designed for you to put aside money for your bills and expenses so you can stay on top of your finances. - [& Access Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/45) — A simple to use transaction account with unlimited free standard transactions that can be linked to an eligible home loan for the purpose of 100% offset, in order to reduce interest on the loan. ## Term Deposits (18) Fixed-term savings with locked-in rates. - [5 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/25) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [6 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/26) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [& Retirement Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/13) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [TD 36-60 Mth (Mth Int)](https://www.cdrcompare.au/brands/p-and-n-bank/products/14) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [TD 36-60 Mth (Qrt Int)](https://www.cdrcompare.au/brands/p-and-n-bank/products/15) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [TD 12-35 Mth (Yr Int)](https://www.cdrcompare.au/brands/p-and-n-bank/products/16) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [TD 12-35 Mth (Qrt Int)](https://www.cdrcompare.au/brands/p-and-n-bank/products/17) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [TD 12-35 Mth (Mth Int)](https://www.cdrcompare.au/brands/p-and-n-bank/products/18) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [11 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/19) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [10 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/20) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [8 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/21) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [9 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/22) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [3 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/23) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [4 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/24) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [7 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/27) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [12 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/277) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [2 Month Term Deposit](https://www.cdrcompare.au/brands/p-and-n-bank/products/28) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. - [TD 36-60 Mth (Yr Int)](https://www.cdrcompare.au/brands/p-and-n-bank/products/29) — Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security. ## Home Loans (32) Residential mortgages for owner-occupiers and investors. - [Fixed Home Loan (P&I) LVR >80](https://www.cdrcompare.au/brands/p-and-n-bank/products/1) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Fixed Home Loan (IO) LVR <80](https://www.cdrcompare.au/brands/p-and-n-bank/products/10) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Bridging Loan L61](https://www.cdrcompare.au/brands/p-and-n-bank/products/12) — P&N Bank's bridging loan is a short-term fully secured loan, that allows you to finance the purchase of a new home before your current home is sold. - [Fixed Home Loan (IO) LVR >80](https://www.cdrcompare.au/brands/p-and-n-bank/products/2) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Investor Basic (P&I) LVR <70](https://www.cdrcompare.au/brands/p-and-n-bank/products/242) — P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees. - [Investor Basic (IO) LVR <70](https://www.cdrcompare.au/brands/p-and-n-bank/products/243) — P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees. - [Investor Basic P&I LVR>70-80](https://www.cdrcompare.au/brands/p-and-n-bank/products/244) — P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees. - [Investor Basic IO LVR>70-80](https://www.cdrcompare.au/brands/p-and-n-bank/products/245) — P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees. - [Fixed Home Loan Inv P&I LVR<80](https://www.cdrcompare.au/brands/p-and-n-bank/products/246) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Fixed Home Loan Inv IO LVR<80](https://www.cdrcompare.au/brands/p-and-n-bank/products/247) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Fixed Home Loan Inv P&I LVR>80](https://www.cdrcompare.au/brands/p-and-n-bank/products/248) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Fixed Home Loan Inv IO LVR>80](https://www.cdrcompare.au/brands/p-and-n-bank/products/249) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. - [Offset Variable HL LVR>90-95](https://www.cdrcompare.au/brands/p-and-n-bank/products/282) — A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers. - [Basic Variable HL LVR <60](https://www.cdrcompare.au/brands/p-and-n-bank/products/283) — A low rate, no-frills variable rate basic home loan for owner occupiers. - [Offset Variable HL LVR>80-90](https://www.cdrcompare.au/brands/p-and-n-bank/products/284) — A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers. - [Basic Variable HL LVR >60-70](https://www.cdrcompare.au/brands/p-and-n-bank/products/285) — A low rate, no-frills variable rate basic home loan for owner occupiers. - [Basic Variable HL LVR >70-80](https://www.cdrcompare.au/brands/p-and-n-bank/products/286) — A low rate, no-frills variable rate basic home loan for owner occupiers. - [Basic Variable HL LVR >80-90](https://www.cdrcompare.au/brands/p-and-n-bank/products/287) — A low rate, no-frills variable rate basic home loan for owner occupiers. - [Offset Variable HL>70-80](https://www.cdrcompare.au/brands/p-and-n-bank/products/288) — A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers. - [Basic Variable HL LVR >90-95](https://www.cdrcompare.au/brands/p-and-n-bank/products/289) — A low rate, no-frills variable rate basic home loan for owner occupiers. - [Offset Variable HL LVR>60-70](https://www.cdrcompare.au/brands/p-and-n-bank/products/290) — A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers. - [Offset Variable HL LVR<60](https://www.cdrcompare.au/brands/p-and-n-bank/products/291) — A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers. - [Investor Basic P&I LVR>80-90](https://www.cdrcompare.au/brands/p-and-n-bank/products/295) — P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees. - [Investor Basic IO LVR>80-90](https://www.cdrcompare.au/brands/p-and-n-bank/products/296) — P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees. - [Investor Offset P&I LVR<70](https://www.cdrcompare.au/brands/p-and-n-bank/products/297) — P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees. - [Investor Offset IO LVR<70](https://www.cdrcompare.au/brands/p-and-n-bank/products/298) — P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees. - [Investor Offset P&I LVR >70-80](https://www.cdrcompare.au/brands/p-and-n-bank/products/299) — P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees. - [Investor Offset IO LVR>70-80](https://www.cdrcompare.au/brands/p-and-n-bank/products/300) — P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees. - [Investor Offset P&I LVR>80-90](https://www.cdrcompare.au/brands/p-and-n-bank/products/301) — P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees. - [Investor Offset IO LVR>80-90](https://www.cdrcompare.au/brands/p-and-n-bank/products/302) — P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees. - [Reverse Mortgage Home Loan](https://www.cdrcompare.au/brands/p-and-n-bank/products/73) — A reverse mortgage allows you to draw upon the equity in your home to fund living expenses, health expenses or to simply live a more comfortable retirement. - [Fixed Home Loan (P&I) LVR <80](https://www.cdrcompare.au/brands/p-and-n-bank/products/9) — The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term. ## Credit & Charge Cards (2) Credit and charge cards. - [P&N Bank Visa Platinum](https://www.cdrcompare.au/brands/p-and-n-bank/products/40) — P&N Bank's Visa Platinum Credit Card offers flexible access to credit, up to 45 days interest free on purchases and other lifestyle features and benefits including insurance. - [P&N Bank Visa Classic](https://www.cdrcompare.au/brands/p-and-n-bank/products/41) — If you're looking for a low-cost credit card the Visa Classic Credit Card could be the right fit. With a minimum credit limit of $1,000, it's a great option for first time credit card holders, or if you want to keep your spending habits under control. ## Personal Loans (2) Unsecured and secured personal lending. - [Fixed Secured Personal Loan](https://www.cdrcompare.au/brands/p-and-n-bank/products/65) — If you are after a fixed rate personal loan with a choice of loan term that is secured by a motor vehicle, P&N have you covered. - [Fixed Unsecured Personal Loan](https://www.cdrcompare.au/brands/p-and-n-bank/products/66) — An unsecured personal loan with a fixed rate and choice of loan term. Whether it's a car, home improvements or a dream holiday, P&N have you covered. ## Overdrafts (1) Linked credit facilities on transaction accounts. - [Equity Access Account](https://www.cdrcompare.au/brands/p-and-n-bank/products/158) — Looking to finance a new car, a wedding, home renovations? Expand your options with an Equity Access - a flexible line of credit borrowed against the equity in your home. ## Data provenance - Data published by P&N Bank under the Consumer Data Right - ABN 69087651876 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000128 - Provider Product Reference Data endpoint: https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/p-and-n-bank) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)