P&N Bank
Transaction & Savings Accounts
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A simple to use everyday bank account with unlimited free standard transactions for your business spending.
A P&N Bank Concession Account is a low-cost everyday bank account specifically designed for eligible concession card holders.
If you're running a sports or social club, charity or business association, we can help streamline the way your not-for-profit organisation handles its finances.
Business Saver
Want a savings account to deposit and hold or withdraw money for personal use without being penalised? A savings account that earns you additional bonus interest when the monthly bonus interest criteria is met each month.
Smart way to save for your goals. A simple, goal based savings account that rewards regular saving.
A transaction account for customers aged 55 and over, with easy access to funds and variable stepped interest.
It's never too early to learn the value of money. And a Way Cool Saver is a great way to get started. Teach your kids to save more and spend less of their pocket money - handy skills to have down the track.
Easypay Access Account
Boost your savings and enjoy bonus interest for the first four months with our Hi Saver Account. It's your savings, supercharged.
A simple to use everyday bank account with unlimited free standard transactions for your everyday spending.
An account designed for you to put aside money for your bills and expenses so you can stay on top of your finances.
A simple to use transaction account with unlimited free standard transactions that can be linked to an eligible home loan for the purpose of 100% offset, in order to reduce interest on the loan.
Term Deposits
18Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Home Loans
32The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
P&N Bank's bridging loan is a short-term fully secured loan, that allows you to finance the purchase of a new home before your current home is sold.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees.
P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees.
P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees.
P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers.
A low rate, no-frills variable rate basic home loan for owner occupiers.
A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers.
A low rate, no-frills variable rate basic home loan for owner occupiers.
A low rate, no-frills variable rate basic home loan for owner occupiers.
A low rate, no-frills variable rate basic home loan for owner occupiers.
A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers.
A low rate, no-frills variable rate basic home loan for owner occupiers.
A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers.
A low variable rate home loan, with the added feature of a 100% offset account for owner occupiers.
P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees.
P&N Bank's Investor Basic home loan is a variable home loan suitable for investors, with no monthly fee and no application fees.
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.
A reverse mortgage allows you to draw upon the equity in your home to fund living expenses, health expenses or to simply live a more comfortable retirement.
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.
Credit & Charge Cards
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P&N Bank's Visa Platinum Credit Card offers flexible access to credit, up to 45 days interest free on purchases and other lifestyle features and benefits including insurance.
If you're looking for a low-cost credit card the Visa Classic Credit Card could be the right fit. With a minimum credit limit of $1,000, it's a great option for first time credit card holders, or if you want to keep your spending habits under control.
Personal Loans
2If you are after a fixed rate personal loan with a choice of loan term that is secured by a motor vehicle, P&N have you covered.
An unsecured personal loan with a fixed rate and choice of loan term. Whether it's a car, home improvements or a dream holiday, P&N have you covered.
Overdrafts
1Looking to finance a new car, a wedding, home renovations? Expand your options with an Equity Access - a flexible line of credit borrowed against the equity in your home.
Data published by P&N Bank under the Consumer Data Right · ABN 69087651876 · Register entry updated 1 July 2026 · View on CDR.gov.au